Artificial Intelligence
Hackers Use AI to Supercharge Social Engineering Attacks
October 24, 2025

Cybercriminals are using generative artificial intelligence and synthetic media tools to scale phishing, vishing and callback scams into high-volume, high-precision operations that are harder to spot and costlier to contain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Cryptocurrency
Crypto.com Seeks National Charter to Support Its Custody Services
October 24, 2025

Crypto.com has filed an application for a national trust bank charter with the Office of the Comptroller of the Currency (OCC). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
October 24, 2025

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act. The flood of feedback, a flurry of which came in towards, and on, the Oct. 21 deadline, underscores how central open...

Artificial Intelligence
AI Experts Predict Human-Level Intelligence Could Arrive by 2047
October 24, 2025

This month, researchers from AI Impacts and the universities of Oxford and Bonn released what has become the largest survey to date of artificial intelligence (AI) experts, offering a rare view into how the people building artificial intelligence systems perceive their pace, power and risks....

BNPL
Citi and Mastercard Offer ‘Citi Flex Pay’ to Expand Installment Options
October 24, 2025

Citi cardholders will be able to begin using the bank’s pay-over-time solution, Citi Flex Pay, at checkout. This will be available at merchants participating in Mastercard’s Installments Payment Services by the end of the year. Get the Full Story Complete the form to unlock this...

Artificial Intelligence
AI Makes Inroads in Legal Industry as Funding Tops $2.4 Billion
October 24, 2025

Artificial intelligence is making its deepest inroads yet into the legal profession. It is turning pilot-scale experimentation into production-level automation. From research and contracting to compliance and billing, AI systems are becoming embedded infrastructure in law firms and in-house operations. Investors are taking notice. Get...

B2B Payments
Making Sense of the Liquidity Hub Treasury Model
October 24, 2025

Controlling for what’s controllable is often the best enterprise strategy in times of uncertainty. And that puts the finance department on the front line. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Fraud Prevention
Authorized Push Payment Fraud Losses in UK Rise 12%
October 24, 2025

Authorized push payment (APP) fraud drove an increase in losses to payment fraud and scams in the first half of the year in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Earnings
Enova Sees Subprime Borrowers Driving Strong Loan Growth
October 24, 2025

Enova International’s third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that loan demand is strong. Get the Full Story Complete the form to unlock this article and enjoy unlimited...