Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Instacart’s Clementine AI Turns One Message Into a Grocery Cart
September 10, 2026

Instacart launched an artificial intelligence shopping assistant called Clementine on Wednesday (Sept. 9) for shoppers in the United States and Canada. It combines a customer’s purchase history with real-time store inventory to build a cart from a single message, like “high-protein easy dinners for two,”...

Artificial Intelligence
Mistral and Cloudera Team to Meet Sovereign AI Demand
September 10, 2026

French artificial intelligence startup Mistral teamed with American hybrid data and AI platform company Cloudera, according to a Thursday (Sept. 10) news release. The partnership is designed to address increasing demand for sovereign AI, or AI that “keeps data, intelligence, compute and operations under the...

Artificial Intelligence
Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces
September 10, 2026

Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said in a Thursday (Sept. 10) press release. Experian Activate combines credit data, advanced analytics, AI...

Artificial Intelligence
Apple Brings Free AI Note-Taking to the Watch
September 10, 2026

Remembering what happened in a meeting has historically meant taking handwritten notes or downloading an app like Otter, Fireflies or Granola. This week, Apple announced a version of that idea built into the Apple Watch. Siri Recap is coming in beta later this year to...

Artificial Intelligence
OpenAI Cuts Off Rivals’ Ads on ChatGPT
September 10, 2026

OpenAI told some business partners it will no longer accept ChatGPT advertising for image- and audio-generating products that compete with its own features, The Information reported Wednesday (Sept. 9). It’s a change that hasn’t been previously reported or reflected in OpenAI’s published advertising policy. Adobe...

Artificial Intelligence
Ripple Adds New AI Capabilities to Treasury Offering
September 10, 2026

Ripple has announced an expansion of GSmart, the artificial intelligence (AI) capabilities included in its treasury product. Gsmart integrates AI into “the policies, data, and workflows treasury teams use every day,” Ripple said in a Thursday (Sept. 10) news release, with the expansion adding “new...

Artificial Intelligence
How $100 Million CFOs Are Setting Their Neocloud Budgets
September 10, 2026

Forget neobanks. Neoclouds are becoming the hottest new thing in the enterprise tech stack. As artificial intelligence drives unprecedented demand for GPUs, power and data center capacity, a new class of specialized infrastructure providers is emerging alongside Amazon Web Services, Microsoft Azure and Google Cloud....

Artificial Intelligence
Healthcare AI Adoption Runs Into a Global Regulatory Patchwork
September 10, 2026

Healthcare organizations are accelerating their use of artificial intelligence while struggling to reconcile a widening assortment of privacy, security and AI governance requirements across jurisdictions. Participants in a Tuesday (Sept. 8) webinar hosted by the Atlantic Council’s Cyber Statecraft Initiative warned that conflicting rules governing...

Artificial Intelligence
OpenAI’s Hugging Face Hack Triggers Senate Probe
September 10, 2026

Lawmakers in the United States are pushing for new rules to govern artificial intelligence, Reuters reported Thursday (Sept. 10). The effort follows an incident in which OpenAI’s agents hacked the company Hugging Face, as well as comments from Joshua Coxon, an Anthropic researcher worried about...