Small Business

Artificial intelligence-powered tools and commerce platforms are expanding the reach of small retailers, pulling niche, mission-driven products into the mainstream without requiring massive headcount or capital. That shift is playing out ...

How money moves determines the shape of most B2B relationships. Traditionally, suppliers have had to deal with the short end of the stick in the buyer-supplier dynamic, with larger buyers often ...

Experian made its commercial data information available through its Ascend platform. The move offers “in-depth, granular information on the borrowing and repayment history” of more than 8 million businesses in the ...

Small- to medium-sized businesses are preparing for another year shaped by economic pressure, uneven consumer demand and tighter margins, forcing a more disciplined approach to how they operate and grow. Jonathan ...

Bank of America CEO Brian Moynihan is forecasting an easing of tariff-related tensions next year. Moynihad said during an interview Sunday (Dec. 28) with CBS News that he thinks the President ...

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. The factoring program will close by the year’s end, the Financial Times (FT) reported Sunday (Dec. 28), citing two sources ...

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers ...

Throughout the banking history of the United States, credit unions have played a distinctive role in providing financial services to their local small- to medium-sized businesses (SMBs). Rooted in regional communities ...

Amazon Business is offering new benefits to members of its Business Prime program. The tech giant announced Thursday (Dec. 18) that these small and medium-sized businesses (SMBs) can now access benefits from Intuit ...

Lending platform Slope has teamed with Amazon to offer financing to the eCommerce giant’s merchants. The program, open to eligible Amazon sellers in the U.S., is designed to offer these merchants ...

Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. The Loan on Card program is set to launch in ...

PayPal said it is ready to venture deeper into small business lending. The company applied to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corp. to create PayPal ...

Square is piloting a cash rounding functionality with sellers in the United States to help them deal with the end of the penny. The solution automatically rounds cash transactions to the ...

Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables. The persistent drag of manual processing ...

The great divide in American business has traditionally been defined by scale. The Fortune 500 enjoyed the advantages of large finance teams, sophisticated systems, and the operational resilience that comes ...

Business credit for large enterprises operates at arm’s length, guided by formal procurement flows and rigid financial controls. Everything is mediated through procurement teams, finance departments and policies. But small and ...

Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) ...

Many small- to medium-sized businesses (SMBs) are looking past the trade-driven uncertainty dominating national headlines and are instead showing a level of confidence not seen in more than three years. The ...

Business activity in the United States increased for the second consecutive month and reached a four-month high in November, S&P Global said Friday (Nov. 21). The company’s Flash U.S. Composite PMI ...

Extend now enables businesses to connect “virtually any” bank credit card to its spend and expense management platform for small and medium-sized businesses (SMBs). This capability gives SMBs’ finance teams a ...

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or break an enterprise’s ability to ...

Watch more: What’s Next in Payments: BILL’s Rene Lacerte For small and mid-sized businesses (SMBs), the artificial intelligence (AI) revolution represents both the most profound challenge in decades and the greatest ...

Watch more: The SMB Fast Lane: Big Credit Needs, Bigger Growth Small to medium-sized businesses (SMBs) rely on credit as a safety net and catalyst for growth. They need cards that match ...

Watch more: Navigating Global Payments in Uncertain Times: How SMBs Can Go Faster, Safer and Smarter For small- and medium-sized businesses (SMBs), crossing borders magnifies everyday risks. A price quoted at ...

Paysafe shares sank Thursday (Nov. 13) on the heels of third-quarter earnings results. Although eCommerce growth was in the double digits, it moderated somewhat. Digital wallets and other product roadmaps also ...

Amazon is introducing a series of AI-powered solutions to help business clients. These new offerings, announced Wednesday (Nov. 11), include the new Amazon Business Assistant which is available to Amazon Business ...

Finance platform BILL is reportedly considering a sale amid activist investor pressure from Starboard Value. The potential sale is one of the options the company is exploring, Bloomberg reported Tuesday (Nov. ...

For small business owners, the Affordable Care Act (ACA) is about to become less affordable. As Bloomberg News reported Tuesday (Nov. 11), small business owners and their employees, as well as ...

Optimism among America’s small businesses fell last month amid labor and profit headaches. That’s according to the October edition of the National Federation of Independent Business (NFIB) Small Business Optimism Index, ...

In uncertain times, access to cash can make the difference between survival and shutdown. For small- to medium-sized businesses (SMBs), the third-quarter earnings season revealed a growing dependence on working capital ...

Visa found via its “Monetized: Visa 2025 Creator Report” that the world’s content creators expect the next year to be a good one. “Creators are among the most dynamic small business ...

For years, embedded finance was shorthand for retail convenience. It included buy now, pay later buttons, one-click checkouts and rideshare wallets. This year marks a turning point, however. The same technology ...

BILL’s new artificial intelligence agents are already delivering quantifiable results for small and medium-sized businesses, executives said Thursday (Nov. 6) during an earnings call. The intelligent finance platform debuted its first ...

Data and tech firm Experian and embedded lending platform Lendflow launched a collaboration. The partnership is designed to offer small businesses access to “carefully selected and vetted” lenders around the country, ...

Freelance services marketplace Fiverr saw growing demand for talent with specialized skills during the third quarter, driven in part by small- to medium-sized businesses’ efforts to adopt artificial intelligence, the ...

Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or ...

Global Payments’ new point-of-sale software, Genius, has been resonating with merchants since the launch of its configurations for restaurants and retail in the second quarter, executives said Tuesday (Nov. 4) ...

For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast. The November 2025 “SMB Growth ...

Payments FinTech Ant International is investing in Latin American embedded lending infrastructure company R2. The investment, announced Thursday (Oct. 30), is aimed at expanding access to credit for small and medium-sized ...

Finance platform BILL has launched a suite of AI agents for small businesses. The new offering, announced Tuesday (Oct. 28) includes features that autonomously collect and validate W-9s, reconcile receipts, accelerate ...

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. The September edition of PYMNTS Intelligence’s “SMB ...

Watch more: What’s Next In Payments: Mastercard, Mark Barnett As the global economy edges into the final quarter of 2025, business leaders are bracing for an “October surprise.” Traditionally, the term evokes ...

Small business owners are the backbone of local economies, sustaining communities one transaction at a time. They are often small teams, sometimes just a few people wearing many hats, balancing ...

Payments processor Finix is integrating with Canadian payments provider Interac. The integration with Interac Debit brings in-store payments to Canadian merchants on the Finix platform, part of the company’s rapid expansion ...

Even before third-quarter 2025 earnings started rolling in, global businesses had warned of over $35 billion in costs from U.S. tariffs. That estimate is only rising as Q3 reporting hits the ...