Small Business

Broader adoption of artificial intelligence by small and medium-sized businesses (SMBs) could boost Canada’s productivity, Bank of Canada Senior Deputy Governor Carolyn Rogers said Thursday (Feb. 12), according to a ...

Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. The platform is designed to give consumers and small ...

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and PYMNTS Intelligence data showed just ...

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and ...

Mastercard and eCommerce enabler Bosta are partnering to support small- to medium-sized businesses (SMBs) in Egypt by introducing a dedicated discount program for Mastercard Business cardholders. The program will provide these ...

Square has brought its conversational artificial intelligence (AI) assistant to the U.K. Square AI, which is embedded into the Square platform, is designed to help businesses make clever and faster decisions using ...

Businesses and their accountants continued to adopt artificial intelligence (AI) agents and other digital tools in the quarter ended Dec. 31, BILL executives said Thursday (Feb. 5) during the company’s ...

American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. The new offering, announced in a Thursday (Feb. 5) news release emailed to PYMNTS, is aimed at giving businesses ...

Visa has launched a new platform designed to help small business owners access capital, reach customers and adopt modern business tools. The Visa & Main platform will continue adding resources, programming ...

Revolut Business has launched a merchant acquiring product in Australia. The product integrates account-to-account, online and in-person payments within a core business account, enabling businesses to manage their entire payments operation from ...

Software as a service once promised a steady rhythm of recurring subscriptions, predictable upgrades and incremental productivity gains. That rhythm has been thrown off kilter as artificial intelligence begins to alter ...

Loop AI raised $14 million in a Series A funding round to expand its artificial intelligence (AI) platform for restaurant and retail back offices. The company will use the new funding ...

QuickBooks will soon enable small- to medium-sized businesses (SMBs) in the United States to offer their customers flexible payment options from Affirm. The capability will result from a new multiyear partnership ...

U.S. Bank has introduced a Visa-backed credit card designed for small business owners. The U.S. Bank Business Shield Visa Card, announced Monday (Feb. 2) in a news release provided to PYMNTS. ...

Credibly has announced a new patent to help it underwrite loans for small- to medium-sized businesses (SMBs), according to a Wednesday (Jan. 28) press release. The artificial intelligence (AI)-powered FinTech working ...

Small businesses may say they value relationships, but when basic digital tasks still require a phone call or branch visit, loyalty starts to look temporary. That was the core message of ...

Demand for credit is rising across both companies and households, but Enova’s latest results show smaller businesses notching significant demand amid an optimistic outlook. During the fourth quarter, as detailed Tuesday ...

Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. That was the central theme of the PYMNTS Intelligence ...

The so-called “modern” paper check has been around for centuries. Before the United States ever gained its independence, the Bank of England in 1717 was using pre-printed forms. Fast forward over ...

Despite concerns about taxes and supply chains, American small business owners are optimistic about 2026. That’s according to the latest monthly findings from the National Federation of Independent Business (NFIB), released Tuesday (Jan. 13) and ...

When small- to medium-sized businesses (SMBs) fail, the postmortem can often fixate on a single cause. With corporate bankruptcies, including those for SMBs, hitting a 15-year high during 2025 according to ...

Artificial intelligence-powered tools and commerce platforms are expanding the reach of small retailers, pulling niche, mission-driven products into the mainstream without requiring massive headcount or capital. That shift is playing out ...

How money moves determines the shape of most B2B relationships. Traditionally, suppliers have had to deal with the short end of the stick in the buyer-supplier dynamic, with larger buyers often ...

Experian made its commercial data information available through its Ascend platform. The move offers “in-depth, granular information on the borrowing and repayment history” of more than 8 million businesses in the ...

Small- to medium-sized businesses are preparing for another year shaped by economic pressure, uneven consumer demand and tighter margins, forcing a more disciplined approach to how they operate and grow. Jonathan ...

Bank of America CEO Brian Moynihan is forecasting an easing of tariff-related tensions next year. Moynihad said during an interview Sunday (Dec. 28) with CBS News that he thinks the President ...

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. The factoring program will close by the year’s end, the Financial Times (FT) reported Sunday (Dec. 28), citing two sources ...

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers ...

Throughout the banking history of the United States, credit unions have played a distinctive role in providing financial services to their local small- to medium-sized businesses (SMBs). Rooted in regional communities ...

Amazon Business is offering new benefits to members of its Business Prime program. The tech giant announced Thursday (Dec. 18) that these small and medium-sized businesses (SMBs) can now access benefits from Intuit ...

Lending platform Slope has teamed with Amazon to offer financing to the eCommerce giant’s merchants. The program, open to eligible Amazon sellers in the U.S., is designed to offer these merchants ...

Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. The Loan on Card program is set to launch in ...

PayPal said it is ready to venture deeper into small business lending. The company applied to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corp. to create PayPal ...

Square is piloting a cash rounding functionality with sellers in the United States to help them deal with the end of the penny. The solution automatically rounds cash transactions to the ...

Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables. The persistent drag of manual processing ...

The great divide in American business has traditionally been defined by scale. The Fortune 500 enjoyed the advantages of large finance teams, sophisticated systems, and the operational resilience that comes ...

Business credit for large enterprises operates at arm’s length, guided by formal procurement flows and rigid financial controls. Everything is mediated through procurement teams, finance departments and policies. But small and ...

Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) ...

Many small- to medium-sized businesses (SMBs) are looking past the trade-driven uncertainty dominating national headlines and are instead showing a level of confidence not seen in more than three years. The ...

Business activity in the United States increased for the second consecutive month and reached a four-month high in November, S&P Global said Friday (Nov. 21). The company’s Flash U.S. Composite PMI ...

Extend now enables businesses to connect “virtually any” bank credit card to its spend and expense management platform for small and medium-sized businesses (SMBs). This capability gives SMBs’ finance teams a ...

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or break an enterprise’s ability to ...

Watch more: What’s Next in Payments: BILL’s Rene Lacerte For small and mid-sized businesses (SMBs), the artificial intelligence (AI) revolution represents both the most profound challenge in decades and the greatest ...

Watch more: The SMB Fast Lane: Big Credit Needs, Bigger Growth Small to medium-sized businesses (SMBs) rely on credit as a safety net and catalyst for growth. They need cards that match ...

Watch more: Navigating Global Payments in Uncertain Times: How SMBs Can Go Faster, Safer and Smarter For small- and medium-sized businesses (SMBs), crossing borders magnifies everyday risks. A price quoted at ...