SMBs

SMBs
20% of Small Businesses Plan to Hire as Optimism Improves
August 11, 2026

Small businesses in the United States plan to increase hiring as optimism grows, according to the latest edition of the Small Business Optimism Index released Tuesday (Aug. 11) by the National Federation of Independent Business. The index rose to 99.8 in July, the highest level...

SMBs
63% of SMBs Turn to Cards for Payment Protection
August 06, 2026

Small businesses don’t appear to need more payment options as much as they need better control over when money leaves the business. That’s the central takeaway from “Ready for Change: Why Nearly Half of SMBs Want to Ditch Cash and Checks,” a PYMNTS Intelligence report produced...

SMBs
The Customer Journey Is Becoming the Small Business Treasure Map
August 03, 2026

For many small businesses, revenue growth starts with a tap on a smartphone screen, because that’s where most customers already are. This finding comes from “The SMB Growth Gap: What Leaders Track That Others Miss,” a new PYMNTS Intelligence report examining the various means by...

SMBs
Small Businesses Grow Choosier About Credit
July 31, 2026

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. That distinction is showing up across the SMB credit market, where data and quarterly earnings point to growing deliberation before businesses take on more...

SMBs
SEC Small Business Forum Participants Target Crypto and Crowdfunding Limits
July 28, 2026

The Securities and Exchange Commission (SEC) has released a report to Congress highlighting policy recommendations for improving capital-raising policy. The recommendations were developed by members of the public and private sectors who participated in the regulator’s 45th Annual Small Business Forum, which was held March 9, the SEC said in a Monday...

SMBs
Intuit Turns QuickBooks Into a Credit Hub for Small Businesses
July 22, 2026

Intuit has debuted a new small business-focused credit card in collaboration with Mastercard. The World Elite Business Mastercard, announced Wednesday (July 22), is designed to sync with Intuit’s QuickBooks platform to help businesses manage spending, access credit and get a handle on their financial health...

SMBs
36% of Global SMB Buyers Plan to Use FinTech Payment Providers
July 22, 2026

Small businesses are not abandoning banks for cross-border payments, but they are giving FinTechs a much larger share of the work. That shift stands out in “The Cross-Border Opportunity,” a PYMNTS Intelligence and Mastercard report based on a survey of 310 U.S. small and medium-sized businesses that bought production...

SMBs
Forward Financing Secures Another $525 Million to Support Small Businesses
July 21, 2026

Forward Financing, a provider of capital to small businesses across the United States, secured $525 million of new financing that brings the company’s total committed funding capacity to nearly $700 million. The new financing includes a $350 million variable funding note (VFN) facility and a...

SMBs
Lithic and Mastercard Make SMB Loans Ready to Spend
July 20, 2026

Watch more: Live Roundtable With Mastercard’s Ginger Siegel and Lithic’s Nikil Konduru Small businesses rarely have the luxury of waiting for capital to arrive on someone else’s timetable. When equipment fails, inventory runs low or a supplier offers a limited-time discount, the difference between approving...