banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

OCC Says Reducing Regulatory Burden Will Help Banks Compete With Private Credit
OCC Says Reducing Regulatory Burden Will Help Banks Compete With Private Credit
January 23, 2026  |  Bank Regulation

Comptroller of the Currency Jonathan Gould reportedly said that the Office of the Comptroller of the Currency’s (OCC) work to relax leveraged-loan rules for banks will reduce the regulatory...

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KeyBank Taps Conversational AI to Cut Call Center Costs
KeyBank Taps Conversational AI to Cut Call Center Costs
January 23, 2026  |  Artificial Intelligence

Banks are increasingly turning to artificial intelligence to cut costs and improve customer service, with savings showing up most clearly in call center operations. Get...

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UBS Considers Offering Crypto Trading Through Private Bank
UBS Considers Offering Crypto Trading Through Private Bank
January 23, 2026  |  Cryptocurrency

Swiss banking giant UBS reportedly plans to begin offering cryptocurrency trading in response to growing demand from wealthy clients. Get the Full Story Complete the...

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Citigroup to Lay Off Managing Directors and Senior Employees in March
Citigroup to Lay Off Managing Directors and Senior Employees in March
January 23, 2026  |  Banking

Citigroup reportedly plans to lay off an unspecified number of employees in March after cutting about 1,000 jobs this month. Get the Full Story Complete the...

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BNPL Provider Affirm Applies to Establish Bank Subsidiary
BNPL Provider Affirm Applies to Establish Bank Subsidiary
January 23, 2026  |  Banking

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock...

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Capital One Targets $2T in Business Payments With Brex Buy
Capital One Targets $2T in Business Payments With Brex Buy
January 22, 2026  |  Earnings

Capital One paired its fourth-quarter earnings report Thursday (Jan. 22) with the announcement of its acquisition of Brex, positioning the deal as a structural move...

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Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 
Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 
January 22, 2026  |  Acquisitions

Capital One plans to acquire expense management platform Brex for $5.15 billion.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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Davos Weighs Private Credit’s Growth Against Rising Scrutiny
Davos Weighs Private Credit’s Growth Against Rising Scrutiny
January 22, 2026  |  Investments

From a current level of about $2 trillion,  assets in the private credit sector are projected to reach roughly $30 trillion by the end of...

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BofA CEO Warns 10% Credit Card Cap Will Curb Spending
BofA CEO Warns 10% Credit Card Cap Will Curb Spending
January 22, 2026  |  Credit Cards

Bank of America’s Brian Moynihan is the latest CEO questioning a proposed 10% credit card interest rate cap. Get the Full Story Complete the form...

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