banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Ethena Debuts Crypto-Centric Neobank Ethena Pay
Ethena Debuts Crypto-Centric Neobank Ethena Pay
September 01, 2026  |  Cryptocurrency

Cryptocurrency company Ethena has launched what it calls an “internet money neobank” called Ethena Pay. The new offering, which went live Tuesday (Sept. 1), includes card spending,...

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How 21 Banks Changed the Conversation Around Stablecoins and Tokenized Deposits
How 21 Banks Changed the Conversation Around Stablecoins and Tokenized Deposits
September 01, 2026  |  Cryptocurrency

Stablecoins and tokenized deposits can look deceptively similar from the perspective of a corporate user. Both can represent dollars digitally. Both can potentially settle around...

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Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC
Judge Blocks SVB Parent From Shifting $1.71 Billion Loss to FDIC
August 31, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation has prevailed in a case stemming from Silicon Valley Bank’s collapse. As Reuters reported Monday (Aug. 31), a federal judge...

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FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
August 31, 2026  |  Banking

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. A recent analysis by the Federal Reserve Bank of Kansas City looks at those...

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OCC and FDIC Set New Test for Unsafe Bank Practices
OCC and FDIC Set New Test for Unsafe Bank Practices
August 28, 2026  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) issued two revised policies and procedures manuals and proposed amendments to Violations of Laws and Regulations framework Thursday...

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This Week in Stablecoins: Interoperability vs Competing Interests
This Week in Stablecoins: Interoperability vs Competing Interests
August 28, 2026  |  Cryptocurrency

Interoperability is what the financial space has touted as a prerequisite for stablecoins to reach commercial scale. But, at the same time, the banks, card...

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Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
August 27, 2026  |  Banking

Financial institutions have spent decades learning how to identify customers. Hong Kong is starting to test how they might identify the artificial intelligence (AI) agents...

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How Jack Henry, FIS and nCino Put Bank Modernization to Work
How Jack Henry, FIS and nCino Put Bank Modernization to Work
August 27, 2026  |  Earnings

Earnings season is showing that bank modernization demand is landing in faster payments, cloud and digital banking, and artificial intelligence tools aimed at credit, fraud...

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BankChain Puts Community Banks in the Digital Money Race
BankChain Puts Community Banks in the Digital Money Race
August 27, 2026  |  Banking

Thirty-nine state banker associations this week announced plans to create an industry-owned, industry-designed and industry-governed blockchain network capable of supporting smart payments, tokenized deposits, stablecoins...

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