banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

UK Wants Central Bank to Support Stablecoin Innovation
UK Wants Central Bank to Support Stablecoin Innovation
August 27, 2026  |  Banking

England wants its central bank to support innovation in stablecoins and other digital money. The U.K. Treasury announced Thursday (Aug. 27) that it had set a new...

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Credit Unions Are Missing the Rewards Their Members Want Most
Credit Unions Are Missing the Rewards Their Members Want Most
August 27, 2026  |  Credit Unions

A credit union credit card can sit in a member’s wallet for years and still miss most of the action. When rewards enter the picture,...

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X9 Wants Fraud Data to Move as Fast as Money
X9 Wants Fraud Data to Move as Fast as Money
August 26, 2026  |  Fraud Prevention

The U.S. payments industry does not lack fraud data. It lacks agreement about what that data means. The Accredited Standards Committee X9’s new Payment Fraud...

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39 State Bankers Groups Join Forces to Build Blockchain Network
39 State Bankers Groups Join Forces to Build Blockchain Network
August 26, 2026  |  Blockchain

Thirty-nine state bankers associations have formed an organization dedicated to creating a blockchain network that will be owned, designed and governed by the industry. Dubbed...

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Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
Dallas Fed Warns Tokenized Deposits Could Trigger Bank Rate Wars
August 26, 2026  |  Cryptocurrency

Widespread adoption of tokenized deposits could make it easier for depositors to move their funds to pursue higher interest rates and therefore require banks to...

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Banks Double Down on nCino AI Agents After Using Initial Credits
Banks Double Down on nCino AI Agents After Using Initial Credits
August 25, 2026  |  Earnings

Early adopters of nCino’s agentic solutions and other artificial intelligence initiatives for financial institutions have used up their first bundles of credits and have come...

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FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
August 25, 2026  |  Banking

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since...

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i2c Wants Payments Executives to Worry Smarter
i2c Wants Payments Executives to Worry Smarter
August 25, 2026  |  Artificial Intelligence

Watch more: What’s Next in Payments With Jason Goldberg of i2c Payments executives have always had reasons to be paranoid. The trouble now is deciding...

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Hawaii-Based American Savings Bank Files for IPO
Hawaii-Based American Savings Bank Files for IPO
August 24, 2026  |  IPO

Hawaii-based community bank American Savings Bank has filed for a proposed initial public offering, the bank said in a Monday (Aug. 24) press release. American Savings Bank publicly filed a...

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