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Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
July 14, 2026  |  BNPL

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans...

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BNPL Set to Come Under Supervision of UK’s FCA
BNPL Set to Come Under Supervision of UK’s FCA
July 13, 2026  |  BNPL

This week marks a new era for buy now, pay later (BNPL) products in the U.K. Beginning Wednesday (July 15), these interest-free installment products will be governed...

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BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. That...

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BNPL Pushes Private Credit Deeper Into Consumer Risk
BNPL Pushes Private Credit Deeper Into Consumer Risk
June 29, 2026  |  BNPL

The worlds of private credit and buy now, pay later (BNPL) loans are increasingly interlinked. And as Bloomberg News reported Sunday (June 28), the overlap between these...

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FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
June 25, 2026  |  Legal & Regulation

Starting next month, new pay later protections go into effect for British consumers. However, companies shouldn’t focus solely on the onset of those regulations, Alison...

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Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
June 19, 2026  |  Payment Methods

Millennials are moving through their prime earning, spending and household-forming years with unusual economic weight. More than 74 million strong, millennials already account for nearly...

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The New BNPL Pitch Is Less Buy Now Than Breathe Easier
The New BNPL Pitch Is Less Buy Now Than Breathe Easier
June 18, 2026  |  BNPL

The original buy now, pay later (BNPL) model was a merchant-centric one. Providers generated growth by embedding financing options directly into shopping experiences, and success...

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