Consumer Spending

Why Pay Timing Is Becoming the New Financial Fault Line

Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

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Inflation Cools Overall But Consumers Stay Value-Driven
Inflation Cools Overall But Consumers Stay Value-Driven
December 18, 2025  |  Economy

After weeks of a government shutdown, economic data continue to roll in, and the latest inflation figures sketch a picture that is far from definitive....

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Retail Sales Stall as Paycheck-to-Paycheck Pressure Builds
Retail Sales Stall as Paycheck-to-Paycheck Pressure Builds
December 16, 2025  |  Consumer Insights

After weeks of delay, a fresh wave of government data is finally offering a clearer snapshot of how consumers and workers in the United States...

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American Express Reports 9% Increase in Consumer Spending Around Thanksgiving
American Express Reports 9% Increase in Consumer Spending Around Thanksgiving
December 10, 2025  |  Retail

Consumer retail spending from the week before Thanksgiving through Cyber Monday (Dec. 1) was up 9% year over year, American Express Chairman and CEO Stephen...

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Black Friday’s Big Traffic Shake-Up: Amazon Surges, Walmart Slips, Target Splits
Black Friday’s Big Traffic Shake-Up: Amazon Surges, Walmart Slips, Target Splits
December 09, 2025  |  Retail

Retail’s triple crown of Walmart, Amazon and Target saw major shifts in who shopped this year’s Black Friday sales—and not all the changes were identical....

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High-Income Households Lift Installment Adoption by 57%
High-Income Households Lift Installment Adoption by 57%
December 09, 2025  |  Consumer Insights

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...

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The Gen X Factor in This Year’s Holiday Shopping Equation
The Gen X Factor in This Year’s Holiday Shopping Equation
December 08, 2025  |  Consumer Insights

Gen Xers, the powerhouse of the U.S. consumer economy, are cutting back amid current financial challenges, a move that may already be impacting holiday spending....

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JPMorgan CEO Sees Consumers ‘Doing Fine’ Despite Job Troubles
JPMorgan CEO Sees Consumers ‘Doing Fine’ Despite Job Troubles
December 07, 2025  |  Consumer Insights

The chief executive of America’s biggest bank says consumers continue to show resilience. Get the Full Story Complete the form to unlock this article and...

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Paycheck-to-Paycheck Shoppers Outspend Income as Sentiment Drops
Paycheck-to-Paycheck Shoppers Outspend Income as Sentiment Drops
December 05, 2025  |  Economy

Two reports released Friday (Dec. 5) showed a consumer economy that remains active and alert but increasingly pressured. Get the Full Story Complete the form...

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