credit

SMB Underwriting Slowed As Demand Fell Off At The End Of 2017
SMB Underwriting Slowed As Demand Fell Off At The End Of 2017
May 30, 2018  |  SMBs

Small businesses (SMBs) seeking loans decreased at the end of 2017, and companies felt the sting of financial challenges more acutely. Financing of all sorts was...

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Unifund: Financial Wellness Begins With An ‘L’
Unifund: Financial Wellness Begins With An ‘L’
May 21, 2018  |  Digital Banking

Steve Ashbacher’s college-aged daughter doesn’t like charging things to her credit card, especially when the balance gets high — she’d rather pay cash or debit....

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Mapping The Black Box: A Look Inside Machine Learning’s Powers And Quirks
Mapping The Black Box: A Look Inside Machine Learning’s Powers And Quirks
May 01, 2018  |  Loans

“Machine learning is the answer to the financial inclusion problem.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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It’s A Small (Connected By Payments) World After All
It’s A Small (Connected By Payments) World After All
April 11, 2018  |  Today In Data

Nothing attracts a crowd like a crowd, and nothing sparks ignition faster than the fact that something is already popular. Digital payments and prowess, by...

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Can AI Kill The FICO Score?
Can AI Kill The FICO Score?
April 10, 2018  |  Loans

Just as SAT scores don’t convey everything about a student, FICO scores don’t convey everything about a loan applicant. They can be one valuable piece...

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Point-Of-Sale Flexibility Inflates Spend
Point-Of-Sale Flexibility Inflates Spend
March 28, 2018  |  Point of Sale

Talk to anyone in the U.S. credit space, and they can tell you about their access to consumer information, such as name, income, education, voting...

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Equifax Gives Lenders Access To SMB Data
Equifax Gives Lenders Access To SMB Data
February 06, 2018  |  B2B Payments

Soon after news emerged that the Consumer Financial Protection Bureau (CFPB) would be pulling back its investigation into Equifax Inc. and the data breach that...

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Ant Financial Approved To Issue Consumer Credit-Backed Securities
Ant Financial Approved To Issue Consumer Credit-Backed Securities
January 16, 2018  |  Loans

Ant Financial Services Group (which offers Alipay) said on Monday (Jan. 15) that it has garnered approval in China to issue consumer credit backed securities...

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What Spontaneous Commerce Can Teach Online Retailers And Payment Providers
What Spontaneous Commerce Can Teach Online Retailers And Payment Providers
December 04, 2017  |  Retail

In January 1950, William Applebaum published a piece in the Journal of Marketing about the buying behaviors of consumers in retail stores. At the time, Applebaum...

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