credit

73% of Gen Z Identify as ‘Reactors’ in New Study

73% of Gen Z Identify as ‘Reactors’ in New Study
73% of Gen Z Identify as ‘Reactors’ in New Study
May 29, 2025  |  Consumer Finance

A shift is underway in how consumers in the United States manage their finances, and high earners are increasingly exhibiting reactive money habits. Get the...

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FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Credit

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

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Credit Unions Double Down on Financial Controls to Boost Member Growth
Credit Unions Double Down on Financial Controls to Boost Member Growth
May 28, 2025  |  Credit Unions

For small firms, punching above their weight is key to survival. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
May 22, 2025  |  BNPL

Consumer lending platform Pagaya is reportedly pushing into the pay later market. Get the Full Story Complete the form to unlock this article and enjoy...

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Block Says It’s Extended Over $100 Billion in Credit to Consumers and SMBs
Block Says It’s Extended Over $100 Billion in Credit to Consumers and SMBs
May 20, 2025  |  Loans

Block said Tuesday (May 20) that since the launch of its credit products, it has extended over $100 billion in credit while keeping its loss...

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Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
May 19, 2025  |  Banking

Lending to nonbank entities like buyout firms and private credit outfits has topped $1 trillion. Get the Full Story Complete the form to unlock this...

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