credit

For Baby Boomers, It’s Still All About Retirement
For Baby Boomers, It’s Still All About Retirement
August 07, 2025  |  Consumer Finance

Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a...

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Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
August 05, 2025  |  Consumer Finance

U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York.  Get...

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Klarna and Afterpay Keep BNPL Data From Credit Bureaus
Klarna and Afterpay Keep BNPL Data From Credit Bureaus
August 05, 2025  |  Buy Now Pay Later

An effort by FICO to include consumers’ buy now, pay later (BNPL) activity in credit scores has reportedly hit a snag. Get the Full Story...

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Debit Volumes Surge as Consumers Embrace Flexible Credentials
Debit Volumes Surge as Consumers Embrace Flexible Credentials
August 04, 2025  |  Consumer Finance

On Wednesday (July 30), PYMNTS CEO Karen Webster wrote: “The most important credential that has emerged for enabling payment and purchase flexibility is not a new...

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Experian Unveils New AI Tool for Managing Credit and Risk Models
Experian Unveils New AI Tool for Managing Credit and Risk Models
August 04, 2025  |  Artificial Intelligence

Experian launched a new artificial intelligence-powered tool. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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34% of Shoppers Choose Not to Spend When Credit is Denied
34% of Shoppers Choose Not to Spend When Credit is Denied
August 01, 2025  |  Consumer Insights

Consumer credit presents a challenge for financial institutions, as new research reveals revenue and customer relationships at stake when preferred payment methods become unavailable. Get...

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The New Face of Credit is the Debit Card
The New Face of Credit is the Debit Card
July 30, 2025  |  BNPL

About sixty years ago, credit cards changed shopping by solving a simple problem: they let people buy now and pay later anywhere the cards were...

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Embedded Lending Is Checkout’s New Growth Engine
Embedded Lending Is Checkout’s New Growth Engine
July 30, 2025  |  Loans

Watch more: The Embedded Lending Shift: From Trend to Infrastructure Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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RadCred Enhances Online Loan Marketplace for Borrowers With Bad Credit
RadCred Enhances Online Loan Marketplace for Borrowers With Bad Credit
July 25, 2025  |  Loans

RadCred added an expanded soft-pull pre-qualification flow to its online loan marketplace. Get the Full Story Complete the form to unlock this article and enjoy...

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