credit

60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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Lenders Fight Fraud and Find Borrowers With Alternative Data
Lenders Fight Fraud and Find Borrowers With Alternative Data
August 28, 2025  |  Loans

Watch more: Concora Credit Exec on Giving Credit Infrastructure a Data-Driven Overhaul Get the Full Story Complete the form to unlock this article and enjoy...

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37% of Small Businesses Ready to Switch Providers for Embedded Credit
37% of Small Businesses Ready to Switch Providers for Embedded Credit
August 27, 2025  |  SMBs

For years, accounting teams inside small- to medium-sized businesses (SMBs) were consigned to back-office number crunching. Get the Full Story Complete the form to unlock...

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Martini.ai Proposes Industrywide Automation Standards for FIs
Martini.ai Proposes Industrywide Automation Standards for FIs
August 26, 2025  |  artificial intelligence

Artificial intelligence (AI)-powered credit intelligence platform martini.ai has proposed industrywide automation standards designed to provide a common language for describing the steps in the evolution...

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Tariffs Spur Stockouts for 22% of Grocery Shoppers
Tariffs Spur Stockouts for 22% of Grocery Shoppers
August 20, 2025  |  Economy

Tariffs are visibly squeezing the budgets of the most financially vulnerable consumers in the United States. Get the Full Story Complete the form to unlock...

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Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
August 11, 2025  |  Partnerships

Algebrik AI and Open Lending partnered to provide auto loan decisioning capabilities that are designed to enable credit unions and community lenders to confidently extend...

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Lenders Turn Perks Into Power for Subprime Customers
Lenders Turn Perks Into Power for Subprime Customers
August 11, 2025  |  Credit Cards

Watch more: Dignity Over Data Is Writing a New Playbook for Subprime Credit Get the Full Story Complete the form to unlock this article and...

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LendingClub CEO Warns Americans Underestimate Credit Card Interest Costs
LendingClub CEO Warns Americans Underestimate Credit Card Interest Costs
August 11, 2025  |  Credit Cards

Watch more: Most Americans Don’t Know Their Credit Card Interest Rates, LendingClub CEO Says Get the Full Story Complete the form to unlock this article...

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Data Shows Most Consumers Are Managing Credit Despite Pressures
Data Shows Most Consumers Are Managing Credit Despite Pressures
August 08, 2025  |  Consumer Finance

The conventional wisdom is that consumers in the United States, burdened by debt, are trapped in a cycle of using credit to get what they...

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