FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
June 02, 2025  |  Banking

As nonbank enterprises offer financial services, aided by traditional financial institutions and FinTechs, the emergence of the banking-as-a-service (BaaS) model has promised to transform lending...

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Regulators Prepare to Ease Post-Financial Crisis Banking Rules
Regulators Prepare to Ease Post-Financial Crisis Banking Rules
June 01, 2025  |  Bank Regulation

Regulators are reportedly preparing to loosen banking restrictions imposed following the 2008 financial crisis. Get the Full Story Complete the form to unlock this article...

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House Committee Bills Look to Reshape Banking Regulations and FinTech IPOs
House Committee Bills Look to Reshape Banking Regulations and FinTech IPOs
May 27, 2025  |  Bank Regulation

Ahead of the long weekend, and amid the swirl of headlines that have seemingly centered on “all tariffs all the time,” it may have been...

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Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds
Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds
May 23, 2025  |  Banking

In recent months, nonbanks have been applying for banking charters. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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JPMorgan Chase Begins Offering Clients Access to Bitcoin
JPMorgan Chase Begins Offering Clients Access to Bitcoin
May 19, 2025  |  Cryptocurrency

JPMorgan Chase CEO Jamie Dimon said Monday (May 19) that the bank now offers its clients access to bitcoin. Get the Full Story Complete the...

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Financial Regulators Face Deepest Personnel Cuts in Decades
Financial Regulators Face Deepest Personnel Cuts in Decades
May 07, 2025  |  Regulation

Three financial regulators are scrambling following the President Donald Trump administration’s latest round of personnel cuts. Get the Full Story Complete the form to unlock...

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California’s Hatch Consent Order Suggests States May Be Eyeing BaaS Risks
California’s Hatch Consent Order Suggests States May Be Eyeing BaaS Risks
May 05, 2025  |  Banking

FinTech sponsor banks have had a difficult 18 months. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
April 28, 2025  |  Cryptocurrency

The cryptocurrency growth roadmap has moved from the fringes to the financial mainstream in America. Get the Full Story Complete the form to unlock this...

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Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
April 24, 2025  |  Cryptocurrency

The Federal Deposit Insurance Corp. (FDIC) and the Federal Reserve have withdrawn earlier warnings that cast a chill over banks’ involvement with cryptocurrencies. Get the...

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