featured insights

Embedded Finance Firms Brace for Tighter US Regulations
Embedded Finance Firms Brace for Tighter US Regulations
February 26, 2026  |  Regulation

From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay...

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AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
February 25, 2026  |  artificial intelligence

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this...

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Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

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More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
February 11, 2026  |  artificial intelligence

What if a way to track, forecast and model cash, credit, debt and investments could make your company smarter and stronger? What if the corporate...

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Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
February 10, 2026  |  artificial intelligence

Despite high-profile demos from the likes of xAI and AWS and aggressive corporate roadmaps, PYMNTS Intelligence’s Wage to Wallet Index™ shows that workers who could...

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