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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Why the Labor Economy Turns to Credit to Keep Spending
Why the Labor Economy Turns to Credit to Keep Spending
January 21, 2026  |  Economy

The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly...

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Synthetic IDs and Agent Bots Force Banks to Rethink Verification
Synthetic IDs and Agent Bots Force Banks to Rethink Verification
January 21, 2026  |  Digital Identity

Growth in a digital world requires standout digital infrastructure and tooling. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
January 21, 2026  |  Business

Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing...

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Power Users Show Businesses How Agentic AI Goes Mainstream
Power Users Show Businesses How Agentic AI Goes Mainstream
January 21, 2026  |  artificial intelligence

The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform. Get the Full...

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BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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Digital Dollars Keep Getting Stuck Outside the Real Economy
Digital Dollars Keep Getting Stuck Outside the Real Economy
January 20, 2026  |  Cryptocurrency

For millions of people paid in digital dollar stablecoins, the hardest part isn’t getting the money. It’s using it. Get the Full Story Complete the...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026
Payments Executives on What Worked, What Failed and What Comes Next for Commerce in 2026
January 20, 2026  |  Digital Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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