financial health

60% of Consumers Think Retirement is Out of Reach
60% of Consumers Think Retirement is Out of Reach
March 30, 2023  |  Consumer Finance

Advice on planning for the financial future may be of use to more than just younger generations. As some baby boomers and others getting ready...

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Enigma and Noble Partner on Financial Health Data for Underwriting
Enigma and Noble Partner on Financial Health Data for Underwriting
March 29, 2023  |  SMBs

Enigma and Noble have partnered to help lenders make underwriting decisions about businesses. The collaboration brings together Enigma’s intelligence about the financial health and identity...

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Financial Health Finds New Followers in 16% of High-Earners Struggling to Pay Bills
Financial Health Finds New Followers in 16% of High-Earners Struggling to Pay Bills
February 27, 2023  |  Consumer Finance

Consumers whose annual incomes exceed $100,000 are hardly skating through current economic conditions. In fact, data shows that as of December, 16% of high-income consumers...

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PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
December 23, 2022  |  Credit Unions

By all accounts, American consumers are feeling the economic strain. More than half of Americans earning less than $50,000 annually are now living paycheck to...

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Credit Unions Well-Positioned to Address Inflation, Consumer and SMB Recession Concerns
Credit Unions Well-Positioned to Address Inflation, Consumer and SMB Recession Concerns
September 19, 2022  |  Credit Unions

It might be here. Chuck Fagan, president and CEO at PSCU, told Karen Webster that depending on where one looks, a recession looms or already...

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Missed Housing Payments Signal Further Pressures on Paycheck-to-Paycheck Consumers 
Missed Housing Payments Signal Further Pressures on Paycheck-to-Paycheck Consumers 
December 21, 2021  |  Consumer Payments

The pressures are mounting for paycheck-to-paycheck consumers as pandemic-era pauses on some of the most significant monthly obligations are expiring. The resumption of student loan...

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40% of Consumers Are Pessimistic About the Economy, up From 32% in May 
40% of Consumers Are Pessimistic About the Economy, up From 32% in May 
December 17, 2021  |  Economy

Consumers’ perception of the economy has darkened since the spring. While 32% of consumers were pessimistic about the economy in May, that figure rose to...

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PNC Treasury Management Debuts AI/ML-Equipped Cash Forecasting App
PNC Treasury Management Debuts AI/ML-Equipped Cash Forecasting App
November 09, 2021  |  Banking

PNC Treasury Management on Tuesday (Nov. 9) debuted a cash management app called PINACLE Cash Forecasting, which uses artificial intelligence (AI) and machine learning (ML)...

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New Data: Living Paycheck to Paycheck Triggers Personal Loan Demand
New Data: Living Paycheck to Paycheck Triggers Personal Loan Demand
October 05, 2021  |  Loans

When we think of those struggling between paychecks, people making six-figure incomes don’t typically enter the picture. But PYMNTS research continues to find that an...

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