Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Private Credit’s Gold Rush Draws Regulators and Bank Warnings
March 05, 2026  |  Loans

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are...

READ MORE >
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

READ MORE >
OpenAI and Cisco Back Standards to Scale Agentic AI
OpenAI and Cisco Back Standards to Scale Agentic AI
February 16, 2026  |  artificial intelligence

Right alongside the immense promise of agentic AI is the issue of trust. CFOs, according to PYMNTS Intelligence, are gaining it. So are consumers. As...

READ MORE >
SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi Scales Cross-Selling as Loan Originations Hit Records
January 30, 2026  |  Earnings

SoFi’s platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending,...

READ MORE >
Enova Spotlights Small Business Confidence as Loan Demand Surges
Enova Spotlights Small Business Confidence as Loan Demand Surges
January 27, 2026  |  Earnings

Demand for credit is rising across both companies and households, but Enova’s latest results show smaller businesses notching significant demand amid an optimistic outlook. Get...

READ MORE >
Eight in 10 Small Businesses Want Credit and on Their Terms
Eight in 10 Small Businesses Want Credit and on Their Terms
January 23, 2026  |  SMBs

Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full...

READ MORE >
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
January 12, 2026  |  Regulation

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration...

READ MORE >
AI Rewrites Lending for Borrowers FICO Scores Miss
AI Rewrites Lending for Borrowers FICO Scores Miss
January 12, 2026  |  Consumer Finance

For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been...

READ MORE >
Experian Adds Commercial Data to Ascend Lender Platform
Experian Adds Commercial Data to Ascend Lender Platform
January 05, 2026  |  SMBs

Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >