Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Social Media Platforms Turn Users Into Borrowers

Social Media Platforms Turn Users Into Borrowers
Social Media Platforms Turn Users Into Borrowers
April 03, 2026  |  Loans

The front door to financial services is widening to include social media platforms, marked by payments integrations and new movements into lending. Get the Full...

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Businesses Use Tariff Refund Claims as Collateral 
Businesses Use Tariff Refund Claims as Collateral 
April 02, 2026  |  Loans

Businesses are reportedly considering using tariff refund claims as collateral as they await government reimbursement. Get the Full Story Complete the form to unlock this...

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Square Expands Lending Access for Seasonal and Project-Based Sellers
Square Expands Lending Access for Seasonal and Project-Based Sellers
March 27, 2026  |  Loans

Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the...

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Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
March 16, 2026  |  Consumer Finance

Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Upstart Seeks Regulatory Blessing to Become a Bank
Upstart Seeks Regulatory Blessing to Become a Bank
March 11, 2026  |  Bank Regulation

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and...

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Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Private Credit’s Gold Rush Draws Regulators and Bank Warnings
March 05, 2026  |  Loans

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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OpenAI and Cisco Back Standards to Scale Agentic AI
OpenAI and Cisco Back Standards to Scale Agentic AI
February 16, 2026  |  artificial intelligence

Right alongside the immense promise of agentic AI is the issue of trust. CFOs, according to PYMNTS Intelligence, are gaining it. So are consumers. As...

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SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi Scales Cross-Selling as Loan Originations Hit Records
January 30, 2026  |  Earnings

SoFi’s platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending,...

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