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Use of Working Capital Solutions Set to Rise 26% Among North American Growth Corporates
Use of Working Capital Solutions Set to Rise 26% Among North American Growth Corporates
December 13, 2023  |  VISA

North America ranks second, behind Latin America and the Caribbean (LAC), among the five regions analyzed in the “Growth Corporates Working Capital Index.” In the...

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Is White Elephant Gift-Giving Still a Holiday Hit? 
Is White Elephant Gift-Giving Still a Holiday Hit? 
December 09, 2023  |  Retail

Even in the face of inflation, consumers are proving that they won’t “checkout” easily when it comes to tradition. Last week, PYMNTS delved into whether...

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Credit Growth Slows but Consumers Still Turn to Cards for Spending Power
Credit Growth Slows but Consumers Still Turn to Cards for Spending Power
December 08, 2023  |  Consumer Finance

Higher rates are proving to be headwind to borrowing, per the Federal Reserve’s latest stats. But growth is still growth and consumers are still tapping...

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77% of Retailers Rank Generative AI as the Most Impactful Emerging Technology
77% of Retailers Rank Generative AI as the Most Impactful Emerging Technology
December 07, 2023  |  Artificial Intelligence

The rise of large language models (LLMs) such as ChatGPT has thrust generative artificial intelligence (AI) into the driver’s seat of retail technologies, prompting brands...

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Can the EU Get Its Digital Act Together?
Can the EU Get Its Digital Act Together?
December 06, 2023  |  David S. Evans

Where’s the European Union when it comes to AI? It has the world’s second-largest GDP — $18.4 trillion in 2023. Its 448 million population is more than 100...

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FinTechs Grapple With Regulation Amid Pursuit of Profits
FinTechs Grapple With Regulation Amid Pursuit of Profits
December 05, 2023  |  Data

For almost all FinTechs — and especially for publicly traded firms — it has been a bumpy ride these past few years. Stock prices have...

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What Electric Vehicles, Impossible Foods and Buy Now, Pay Later Teach Us About Early Adopters
What Electric Vehicles, Impossible Foods and Buy Now, Pay Later Teach Us About Early Adopters
December 04, 2023  |  Consumer Insights

It seemed impossible. A product that looked like beef, bled like beef, and cooked like beef made entirely out of plants. But Impossible Foods and...

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Christmas Tree Costs Soar, Yet Consumers Still Pine for Authenticity 
Christmas Tree Costs Soar, Yet Consumers Still Pine for Authenticity 
December 02, 2023  |  Retail

As the festive season sleighs in and inflation plays Scrooge, one can’t help but wonder: Are folks still decorating their homes with real Christmas trees? ...

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What to Know About the Embedded Finance Opportunity for Software Platforms and Marketplaces
What to Know About the Embedded Finance Opportunity for Software Platforms and Marketplaces
December 01, 2023  |  Payment Methods

Embedded finance has the potential to revolutionize the way software platforms and marketplaces operate. Yet for all its promise, certain barriers stand in the way...

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