Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Dark Web Threats Drive Urgency for Better Bank Account Validation
Dark Web Threats Drive Urgency for Better Bank Account Validation
June 04, 2025  |  Authentication

Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay...

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Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
June 03, 2025  |  Partnerships

Deutsche Bank and Mastercard partnered to enable merchants across Europe to offer pay-by-bank functionality to their customers. Get the Full Story Complete the form to...

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Open Banking Rule in Limbo as Legal Jousting Continues
Open Banking Rule in Limbo as Legal Jousting Continues
June 02, 2025  |  Bank Regulation

It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year...

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Visa Launches A2A Payments With Guarantees
Visa Launches A2A Payments With Guarantees
June 02, 2025  |  VISA

Visa A2A’s latest update, announced this morning (June 2), connects card-style buyer protections onto pay-by-bank transfers, promising U.K. consumers and merchants a safety net that...

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Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
May 29, 2025  |  Payments Innovation

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here...

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Open Banking Transactions Dwarfed by Card Payments in UK
Open Banking Transactions Dwarfed by Card Payments in UK
May 26, 2025  |  Payments Innovation

Has open banking lived up to its potential in Great Britain? Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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CFPB’s Move to Rescind Rule 1033 Creates Uncertainty in Open Banking
CFPB’s Move to Rescind Rule 1033 Creates Uncertainty in Open Banking
May 25, 2025  |  Digital-First Banking

Apparently, the days of Rule 1033 are numbered. In fact, as of Sunday (May 25) they might be down to four, as the Consumer Financial...

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CFOs Reimagine Flow of Funds as Volatility Becomes the Norm
CFOs Reimagine Flow of Funds as Volatility Becomes the Norm
May 19, 2025  |  B2B Payments

The once linear, largely predictable movement of money through corporate ecosystems is being reimagined against today’s increasingly dynamic and uncertain macro backdrop. Get the Full...

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CFPB Open Banking Review Could Place Banks and FinTechs at Odds
CFPB Open Banking Review Could Place Banks and FinTechs at Odds
May 13, 2025  |  CFPB

The Consumer Financial Protection Bureau (CFPB) is preparing to review its open banking rule. Get the Full Story Complete the form to unlock this article...

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