Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Stripe Expands Pay-by-Bank Offering in Partnership With TrueLayer
Stripe Expands Pay-by-Bank Offering in Partnership With TrueLayer
July 02, 2025  |  Payment Methods

Stripe has teamed with open banking provider TrueLayer to expand its pay-by-bank offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Regulatory Uncertainty Leaves Open Banking Payments Market Underserved
Regulatory Uncertainty Leaves Open Banking Payments Market Underserved
July 01, 2025  |  Banking

Open banking is proving to be a work in progress, certainly on the regulatory front in the United States, and in terms of technical issues...

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Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last Five
Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...
June 23, 2025  |  Data

Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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HSBC Invests in Token.io to Accelerate Growth of Pay by Bank
HSBC Invests in Token.io to Accelerate Growth of Pay by Bank
June 06, 2025  |  Fintech Investments

HSBC became a strategic investor in Token.io to help accelerate the growth of Token.io’s pay-by-bank infrastructure. Get the Full Story Complete the form to unlock...

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Dark Web Threats Drive Urgency for Better Bank Account Validation
Dark Web Threats Drive Urgency for Better Bank Account Validation
June 04, 2025  |  Authentication

Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay...

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Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
June 03, 2025  |  Partnerships

Deutsche Bank and Mastercard partnered to enable merchants across Europe to offer pay-by-bank functionality to their customers. Get the Full Story Complete the form to...

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Open Banking Rule in Limbo as Legal Jousting Continues
Open Banking Rule in Limbo as Legal Jousting Continues
June 02, 2025  |  Bank Regulation

It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year...

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Visa Launches A2A Payments With Guarantees
Visa Launches A2A Payments With Guarantees
June 02, 2025  |  VISA

Visa A2A’s latest update, announced this morning (June 2), connects card-style buyer protections onto pay-by-bank transfers, promising U.K. consumers and merchants a safety net that...

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Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
May 29, 2025  |  Payments Innovation

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here...

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