Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

JPMorgan Preparing to Charge FinTechs for Consumer Bank Data

JPMorgan Preparing to Charge FinTechs for Consumer Bank Data
JPMorgan Preparing to Charge FinTechs for Consumer Bank Data
July 13, 2025  |  Banking

JPMorgan has reportedly told FinTechs it will begin charging for access to customer bank info. Get the Full Story Complete the form to unlock this...

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New Fed Analysis Leverages PYMNTS Findings to Spotlight Pay by Bank
New Fed Analysis Leverages PYMNTS Findings to Spotlight Pay by Bank
July 10, 2025  |  Payment Methods

Open banking, and specifically pay by bank, promises to transform commerce by letting consumers make purchases and funds transfers directly from their accounts. Get the...

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Stripe Expands Pay-by-Bank Offering in Partnership With TrueLayer
Stripe Expands Pay-by-Bank Offering in Partnership With TrueLayer
July 02, 2025  |  Payment Methods

Stripe has teamed with open banking provider TrueLayer to expand its pay-by-bank offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Regulatory Uncertainty Leaves Open Banking Payments Market Underserved
Regulatory Uncertainty Leaves Open Banking Payments Market Underserved
July 01, 2025  |  Banking

Open banking is proving to be a work in progress, certainly on the regulatory front in the United States, and in terms of technical issues...

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Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last Five
Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...
June 23, 2025  |  Data

Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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HSBC Invests in Token.io to Accelerate Growth of Pay by Bank
HSBC Invests in Token.io to Accelerate Growth of Pay by Bank
June 06, 2025  |  Fintech Investments

HSBC became a strategic investor in Token.io to help accelerate the growth of Token.io’s pay-by-bank infrastructure. Get the Full Story Complete the form to unlock...

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Dark Web Threats Drive Urgency for Better Bank Account Validation
Dark Web Threats Drive Urgency for Better Bank Account Validation
June 04, 2025  |  Authentication

Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay...

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Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
Deutsche Bank and Mastercard Partner on Pay-by-Bank Solutions in Europe
June 03, 2025  |  Partnerships

Deutsche Bank and Mastercard partnered to enable merchants across Europe to offer pay-by-bank functionality to their customers. Get the Full Story Complete the form to...

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Open Banking Rule in Limbo as Legal Jousting Continues
Open Banking Rule in Limbo as Legal Jousting Continues
June 02, 2025  |  Bank Regulation

It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year...

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