PYMNTS Data Lab

AI Makes the Holiday Shopping List but Who Gets the Sale?

AI Makes the Holiday Shopping List but Who Gets the Sale?
AI Makes the Holiday Shopping List but Who Gets the Sale?
September 15, 2026  |  Artificial Intelligence

AI can find the sweater, compare prices and read hundreds of reviews before a shopper finishes a cup of coffee. Getting that sweater through checkout...

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Who Is the Subprime Consumer?
Who Is the Subprime Consumer?
May 07, 2026  |  Consumer Insights

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a...

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Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile

Digital wallets have reached a turning point. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Regional Wallets Challenge Global Giants in Digital Payments
Regional Wallets Challenge Global Giants in Digital Payments
June 09, 2025  |  Mobile

Mobile wallets now power more than one-third of online payments and 21% of in-store transactions across 11 countries, accounting for half of the global gross...

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Issuers Tap Item-Level Insights to Win Cardholders
Issuers Tap Item-Level Insights to Win Cardholders
May 22, 2025  |  Credit Cards

Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with...

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How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
March 24, 2025  |  Payments Innovation

PYMNTS Intelligence’s latest research finds that the U.S. market for buy now, pay later (BNPL) credit totals $175 billion. While that’s a small slice of...

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Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
February 21, 2025  |  Connected Economy

The way consumers pay continues to change, and it’s all thanks to the ever-expanding universe of connected devices. A new PYMNTS report, “How People Pay:...

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From Payments to New Accounts: The New Money Mobility Ecosystem Explained
From Payments to New Accounts: The New Money Mobility Ecosystem Explained
January 10, 2025  |  Money Mobility

Characterized by a complex network of banks, FinTechs and technology providers, the modern money mobility ecosystem makes access to money faster and more efficient —...

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