PYMNTS Data Lab

Apple Pay Turns 11 and Its Rivals Are Catching Up

Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile Wallets

Digital wallets have reached a turning point. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Regional Wallets Challenge Global Giants in Digital Payments
Regional Wallets Challenge Global Giants in Digital Payments
June 09, 2025  |  Mobile Wallets

Mobile wallets now power more than one-third of online payments and 21% of in-store transactions across 11 countries, accounting for half of the global gross...

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Issuers Tap Item-Level Insights to Win Cardholders
Issuers Tap Item-Level Insights to Win Cardholders
May 22, 2025  |  Credit Cards

Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with...

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How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
March 24, 2025  |  Payments Innovation

PYMNTS Intelligence’s latest research finds that the U.S. market for buy now, pay later (BNPL) credit totals $175 billion. While that’s a small slice of...

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Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
February 21, 2025  |  Connected Economy

The way consumers pay continues to change, and it’s all thanks to the ever-expanding universe of connected devices. A new PYMNTS report, “How People Pay:...

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From Payments to New Accounts: The New Money Mobility Ecosystem Explained
From Payments to New Accounts: The New Money Mobility Ecosystem Explained
January 10, 2025  |  Money Mobility

Characterized by a complex network of banks, FinTechs and technology providers, the modern money mobility ecosystem makes access to money faster and more efficient —...

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Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
January 02, 2025  |  Consumer Payments

Are you seeing the full picture of how consumers are choosing to pay? Consumer behavior is complex, but their payment patterns reveal valuable business opportunities....

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New Data Shows Consumers Take Strategic Approach to Credit Usage
New Data Shows Consumers Take Strategic Approach to Credit Usage
December 30, 2024  |  Consumer Finance

Credit takes center stage in the spending habits and financial lifestyles of today’s consumers. Increasingly, consumers strategically use multiple credit products to maintain financial flexibility...

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How Two-Thirds of American Consumers Managed Their Paychecks in 2024
How Two-Thirds of American Consumers Managed Their Paychecks in 2024
December 27, 2024  |  Consumer Finance

Profound shifts in consumer behavior and priorities characterized 2024. As of November, 67% of consumers live paycheck to paycheck. In fact, this is the highest...

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