PYMNTS Intelligence

Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans

Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans
Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans
December 11, 2024  |  Consumer Insights

Last December, PYMNTS Intelligence detailed in its “Credit Card Use Deep Dive” report that about 14% of the more than 3,500 consumers surveyed had subprime...

READ MORE >
Business Infrastructure Under Siege as Cybercriminals Target Data Transfer Points
Business Infrastructure Under Siege as Cybercriminals Target Data Transfer Points
December 11, 2024  |  Cybersecurity

The cornerstones of modern businesses are under attack. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

READ MORE >
43% of Consumers Choose Retailers Based on Preferred Financing Options
43% of Consumers Choose Retailers Based on Preferred Financing Options
December 11, 2024  |  Buy Now Pay Later

During the holiday season, consumer spending is impacted by the availability and visibility of financing options, such as Buy Now, Pay Later (BNPL) plans. Get...

READ MORE >
What Bankers Need to Know About CFOs and Working Capital Preferences in the Middle East
What Bankers Need to Know About CFOs and Working Capital Preferences in the Middle East
December 10, 2024  |  CFO

“Never take your eyes off the cash flow because it’s the lifeblood of business,” British businessman Richard Branson has been quoted as stating. And the...

READ MORE >
Scam-Related Fraud Jumped 56% in 2024, Surpassing Digital Payment Crimes
Scam-Related Fraud Jumped 56% in 2024, Surpassing Digital Payment Crimes
December 10, 2024  |  Security & Fraud

As digital transactions play a role in the financial landscape, financial institutions invest heavily in fraud prevention tools. Get the Full Story Complete the form...

READ MORE >
Latin America May Offer Roadmap for Passkeys to Replace Passwords
Latin America May Offer Roadmap for Passkeys to Replace Passwords
December 09, 2024  |  Identity

The passwordless future has long been promised, but has long been just over the horizon — remaining more an aspiration than a reality. Get the...

READ MORE >
Banks Tighten Credit Access as Demand for Limit Increases Rises
Banks Tighten Credit Access as Demand for Limit Increases Rises
December 09, 2024  |  Debt

A dramatic rise in credit card debt over the last several years has pressured paycheck-to-paycheck consumers, with a disproportionate burden on those individuals and households...

READ MORE >
72% of Trucking Companies Expect Digital Payment Systems
72% of Trucking Companies Expect Digital Payment Systems
December 09, 2024  |  Shipping

The trucking industry is crucial to the national economy, transporting more than 72% of freight by weight. Outdated payment methods, however, hinder efficiency, prompting the...

READ MORE >
New Report: Instant Digital Disbursements Cut Through Government Red Tape
New Report: Instant Digital Disbursements Cut Through Government Red Tape
December 09, 2024  |  Money Mobility

What would a fully digital government payment system look like — and why does it matter? Get the Full Story Complete the form to unlock...

READ MORE >