PYMNTS Intelligence

Business Credit Card Use Hits Year High as SMBs Manage Cash Flow

Business Credit Card Use Hits Year High as SMBs Manage Cash Flow
Business Credit Card Use Hits Year High as SMBs Manage Cash Flow
December 28, 2023  |  SMBs

Managing cash flow is an essential aspect of running a small- to medium-sized business, and business credit cards can be a valuable tool. Get the...

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84% of Consumers Like Pay-by-Bank Despite Adoption Hurdles
84% of Consumers Like Pay-by-Bank Despite Adoption Hurdles
December 28, 2023  |  Payment Methods

Account-to-account (A2A) transfers, also known as pay-by-bank, have emerged as a convenient alternative to traditional transaction methods like credit and debit cards. Get the Full...

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Nearly Two-Thirds of Renters Highly Satisfied With Receiving Refunds Instantly
Nearly Two-Thirds of Renters Highly Satisfied With Receiving Refunds Instantly
December 28, 2023  |  Digital Payments

Just as digital options have gained popularity for paying rent directly from a bank account, the digitization of refunds has also gained momentum. In fact,...

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Top-Performing Subscription Merchants Let Their Customers Take a Break
Top-Performing Subscription Merchants Let Their Customers Take a Break
December 27, 2023  |  Subscriptions

Top-performing retail subscription merchants offer their customers the option to take a step back, while merchants that do not provide this kind of flexibility tend...

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Smartphones, Smart TVs Drive Surge in Connected Device Ownership in 2023
Smartphones, Smart TVs Drive Surge in Connected Device Ownership in 2023
December 27, 2023  |  Connected Economy

The adoption of connected devices, including smartphones, smart TVs and voice-controlled assistants, surged in 2023, indicating an increasing reliance on technology to streamline everyday activities. ...

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Nearly 40% of High-Income Consumers Use Pay Later Plans
Nearly 40% of High-Income Consumers Use Pay Later Plans
December 27, 2023  |  Consumer Finance

In recent years, split-pay options have gained popularity among consumers of all demographic groups looking for greater flexibility in managing their expenses. But it’s not...

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Two-Thirds of Gen Z Didn’t Know They Could Make Pay-by-Bank Payments
Two-Thirds of Gen Z Didn’t Know They Could Make Pay-by-Bank Payments
December 27, 2023  |  Payment Methods

An account-to-account (A2A) payment, as the name suggests, allows a person or business to send money directly from one account to another in a quick,...

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Nearly 1 in 3 Hospitality SMBs Rely on National Banks for Credit
Nearly 1 in 3 Hospitality SMBs Rely on National Banks for Credit
December 27, 2023  |  SMBs

Main Street small and medium-sized businesses (SMBs), which faced challenges during the pandemic and managed to stay afloat, are aiming to stabilize their finances in...

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Gen Z Favors Brands vs Retailers for Card-Linked Offers
Gen Z Favors Brands vs Retailers for Card-Linked Offers
December 26, 2023  |  Retail

Retailers and brands are constantly seeking ways to foster customer loyalty and generate new sources of sales. One effective strategy is to leverage item-level receipt...

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