PYMNTS Intelligence

Many Independent Restaurants Remain Social Media Holdouts Despite Digital Shift

Many Independent Restaurants Remain Social Media Holdouts Despite Digital Shift
Many Independent Restaurants Remain Social Media Holdouts Despite Digital Shift
December 20, 2023  |  SMBs

Even as restaurants agree on the importance of being accessible via digital channels, many independent eateries continue to abstain from social media platforms, PYMNTS Intelligence...

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Gen Z Shows Resilience to Inflation but Adjusts Shopping Habits
Gen Z Shows Resilience to Inflation but Adjusts Shopping Habits
December 20, 2023  |  Consumer Insights

Gen Z, born in the late 1990s, is considered the first digitally native generation, with a greater inclination toward online shopping and digital activities and...

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Retail Merchants Focus on Loyal Subscribers to Shore Up Sales
Retail Merchants Focus on Loyal Subscribers to Shore Up Sales
December 20, 2023  |  Subscriptions

In the last two years, due to persistent inflation and consumers returning to normal life, retail product subscriptions have steadily decreased from pandemic boom times...

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Biometrics in 2023: Reshaping Authentication, Igniting Debates and Driving Innovation
Biometrics in 2023: Reshaping Authentication, Igniting Debates and Driving Innovation
December 20, 2023  |  Biometrics

In a digital landscape increasingly defined by the surge of online and mobile shopping, consumer demand for flexible, secure and convenient ways to authenticate transactions...

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BNPL Holiday ‘Hangover’ Worries May Prove to Be Tempest in Teapot
BNPL Holiday ‘Hangover’ Worries May Prove to Be Tempest in Teapot
December 20, 2023  |  BNPL

First comes the holiday spending. Then comes the holiday spending hangover — the credit crunch that leaves consumers scrambling to meet, if they can, the...

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eCommerce Fuels 2024 Optimism for Main Street Small Businesses
eCommerce Fuels 2024 Optimism for Main Street Small Businesses
December 20, 2023  |  SMBs

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
December 20, 2023  |  Consumer Finance

Emergency expenses are a reality all consumers eventually face — and when economic headwinds and factors like rising prices enter the equation, these unexpected expenses...

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Nearly 70% of Consumers Want to Track Bill Payments Using an Everyday App
Nearly 70% of Consumers Want to Track Bill Payments Using an Everyday App
December 20, 2023  |  Connected Economy

In today’s fast-paced world, consumers are increasingly relying on various apps to meet their daily shopping and financial needs. However, the abundance of apps can...

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Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
December 19, 2023  |  Consumer Finance

Many people are resorting to credit cards to navigate difficult financial times, especially as the rising prices of goods and services continues to weigh on...

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