PYMNTS Intelligence

How Banks Are Making Instant Payments Interoperable
How Banks Are Making Instant Payments Interoperable
August 08, 2025  |  Real-Time Payments

The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail...

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Lenders Face a New Reality: Instant Payouts or Lose Customers
Lenders Face a New Reality: Instant Payouts or Lose Customers
August 08, 2025  |  Real-Time Payments

Speed is becoming the defining feature of lending, and borrowers are setting the pace. With inflation pinching household budgets and emergencies around every corner, consumers...

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Healthcare Executives See Rising Risk From Outdated Payment Systems
Healthcare Executives See Rising Risk From Outdated Payment Systems
August 08, 2025  |  Healthcare

While many sectors have embraced the swift currents of digital innovation, a significant portion of the U.S. healthcare industry remains anchored in outdated payment practices,...

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As New Tariffs Kick in, PYMNTS Tracks Deepening Economic Uncertainty
As New Tariffs Kick in, PYMNTS Tracks Deepening Economic Uncertainty
August 07, 2025  |  Economy

The current tariff landscape can be boiled down to one theme: uncertainty. Get the Full Story Complete the form to unlock this article and enjoy...

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For Baby Boomers, It’s Still All About Retirement
For Baby Boomers, It’s Still All About Retirement
August 07, 2025  |  Consumer Finance

Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a...

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New Data Shows Women Decide When and How to Cut Back
New Data Shows Women Decide When and How to Cut Back
August 06, 2025  |  Consumer Insights

When it comes to escaping the paycheck-to-paycheck grind, men are more likely than women to think they can simply tighten their belts. Get the Full...

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Gen Z Isn’t Different. They’re Digital by Default.
Gen Z Isn’t Different. They’re Digital by Default.
August 06, 2025  |  Consumer Insights

By the 1920s, cars and telephones had changed how people connected. Young adults could travel on their own and make plans without meeting in person....

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North America Levels Up Real-Time Payments With Bigger Limits
North America Levels Up Real-Time Payments With Bigger Limits
August 06, 2025  |  Real-Time Payments

Real-time payments are becoming a fixture in financial ecosystems across North America, driven by updates in network capabilities, expanded transaction limits and innovative use cases....

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Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
August 06, 2025  |  Credit Cards

Generation Z and millennial consumers are rewriting the rules of engagement when it comes to credit cards. Get the Full Story Complete the form to...

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