PYMNTS Intelligence

90% of Millennials Feel Pressure at the Grocery Store

90% of Millennials Feel Pressure at the Grocery Store
90% of Millennials Feel Pressure at the Grocery Store
April 16, 2026  |  Consumer Insights

Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...

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The New Checkout Is Where the Best Offer Wins
The New Checkout Is Where the Best Offer Wins
April 16, 2026  |  Retail

A shopper walks into a grocery store with discounts sitting in three different places: their loyalty app, their credit card and a manufacturer rebate. The...

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Top-of-Wallet Credit Choices Have Moved to Mobile
Top-of-Wallet Credit Choices Have Moved to Mobile
April 15, 2026  |  Credit Cards

“Winning Top of Wallet: How Credit Card Apps Shape Choice,” a collaboration between PYMNTS Intelligence and Elan Credit Card, examines how the credit card mobile app...

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Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
April 15, 2026  |  Consumer Insights

A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...

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Central Banks Test a New Cross-Border Playbook
Central Banks Test a New Cross-Border Playbook
April 13, 2026  |  Cross-border Payments

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How AI Is Rewriting Credit Decisioning in Real Time
How AI Is Rewriting Credit Decisioning in Real Time
April 13, 2026  |  Artificial Intelligence

For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now...

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New Study Finds AI Critical to Credit Union Member Retention
New Study Finds AI Critical to Credit Union Member Retention
April 13, 2026  |  Credit Unions

“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and...

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Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
April 13, 2026  |  SMBs

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and...

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