PYMNTS Intelligence

Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool

Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
May 20, 2026  |  Credit Unions

Younger generations are no longer a future growth segment for credit unions. They are an active, demanding customer base whose expectations around payments are shaping...

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The Real Reason Companies Are Struggling to Scale AI
The Real Reason Companies Are Struggling to Scale AI
May 19, 2026  |  Artificial Intelligence

Every company says AI is a priority. Budgets are going up. Executive buy-in is strong. So why does scaling feel so hard for so many...

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Demand for Always-On Commerce Strains Legacy Credit Platforms
Demand for Always-On Commerce Strains Legacy Credit Platforms
May 19, 2026  |  Artificial Intelligence

Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...

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81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
May 19, 2026  |  Consumer Insights

The next fight for consumer loyalty may start before checkout, when shoppers are still deciding what belongs in the cart. Get the Full Story Complete...

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The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
May 19, 2026  |  Credit Cards

The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become...

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AI Fraud Turns Big Companies Into Bigger Targets
AI Fraud Turns Big Companies Into Bigger Targets
May 19, 2026  |  Fraud Prevention

Conventional wisdom has long held that larger enterprises possess natural advantages in cybersecurity and fraud prevention. Bigger budgets, deeper technical teams and greater access to...

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Banks Use Apps to Push Cards Top of the Wallet
Banks Use Apps to Push Cards Top of the Wallet
May 18, 2026  |  Banking

The bank app is no longer just a utility for checking balances or paying bills. Increasingly, it is becoming the control center for customer engagement,...

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More Than 4 in 10 Digital Bank Users Prefer Wallets Over Cards
More Than 4 in 10 Digital Bank Users Prefer Wallets Over Cards
May 18, 2026  |  Payment Methods

Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers...

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