Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full...
“AI at the FI: Inside Credit Unions’ Demand-Execution Gap” examines how consumers, small businesses, credit unions and FinTechs are approaching the next wave of AI-powered...
Europe’s instant payments agenda has crossed a threshold. The rails are largely in place. Now institutions face the harder task of rewiring everything around them....
Cue the “2001: A Space Odyssey” theme: Human lives have always been shaped by new technology. You can track it (pardon the pun) from railroads...
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...
Agentic artificial intelligence may soon test the weakest point in a company’s identity system, but PYMNTS Intelligence data suggest the strongest defense may be a...
A collaboration between PYMNTS Intelligence and Mastercard, “The Cross-Border Opportunity: What Global Sourcing by US SMBs Means for Payment Providers” examines how U.S. small- to medium-sized...
The buy now, pay later (BNPL) disruption story may have been misunderstood from the beginning. Get the Full Story Complete the form to unlock this...