PYMNTS Intelligence

Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save

Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
September 15, 2023  |  Loans

The freeze on federal student loan payments since March 2020 has allowed millions of individuals to allocate their money toward other needs. Get the Full...

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Buoyant Grocery Spend Sharpens Online, Offline Battle Lines Between Walmart and Amazon
Buoyant Grocery Spend Sharpens Online, Offline Battle Lines Between Walmart and Amazon
September 15, 2023  |  Retail

The latest official data from the United States government gives a nod to the fact that U.S. consumer spending on grocery products remains buoyant. Get...

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Online Sales Plateau as Consumer Spending Focuses on Gas and Groceries
Online Sales Plateau as Consumer Spending Focuses on Gas and Groceries
September 14, 2023  |  Economy

Consumers are in the aisles, spending on groceries, the clothes on their backs — and at brick-and-mortar locales, pivoting a bit from online channels. Get...

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Potential Job Losses Give Credence to Consumer Hesitancy About AI in the Workplace
Potential Job Losses Give Credence to Consumer Hesitancy About AI in the Workplace
September 14, 2023  |  artificial intelligence

Artificial intelligence (AI) has become an integral part of consumers’ lives, offering convenience and efficiency in various aspects. Get the Full Story Complete the form...

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Visa: Speedier Cash Conversion Cycles Make Dollars and Sense for Growth Corporates
Visa: Speedier Cash Conversion Cycles Make Dollars and Sense for Growth Corporates
September 14, 2023  |  VISA

 The companies with top lines of $50 million to as much as $1 billion populate all manner of industries all across the globe. Get the...

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Fraud Losses From Impersonator Scams Double For Largest US Banks
Fraud Losses From Impersonator Scams Double For Largest US Banks
September 14, 2023  |  Fraud Prevention

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
September 14, 2023  |  Consumer Finance

Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...

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New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
September 13, 2023  |  VISA

Lax monetary policy and corresponding low-interest rates formerly allowed companies to access working capital at low costs, but times have changed. Credit is expensive, and...

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Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
September 12, 2023  |  Consumer Finance

The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers....

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