PYMNTS Intelligence

Credit Unions Throw ‘Cautious’ Reputation to the Wind
Credit Unions Throw ‘Cautious’ Reputation to the Wind
July 01, 2025  |  Credit Unions

A transformation is underway within the credit union ecosystem, where innovation in financial products and services is no longer exclusive to the largest or most...

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SMB Confidence Gets Boost From Supply Chain Resilience
SMB Confidence Gets Boost From Supply Chain Resilience
July 01, 2025  |  SMBs

In an era of acute business uncertainty, America’s small- to medium-sized businesses (SMBs) are deploying a complex mix of financial strategies to stay afloat, revealing...

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GenAI Gains Strategic Importance Among CFOs as Workforce Needs Change
GenAI Gains Strategic Importance Among CFOs as Workforce Needs Change
June 30, 2025  |  artificial intelligence

The ranks of CFOs who consider generative artificial intelligence (GenAI) as “very” or “extremely” important to their enterprises have about doubled across use cases, according...

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For 85% of Enterprise CFOs, Agentic AI Remains a Question Mark
For 85% of Enterprise CFOs, Agentic AI Remains a Question Mark
June 30, 2025  |  artificial intelligence

Disruptive technologies are sometimes mistakenly written off as misfires when they first emerge. Instant-film icon Polaroid ignored the advent of digital cameras, leading to its...

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58% of US Banks Use Both RTP and FedNow for Instant Payments
58% of US Banks Use Both RTP and FedNow for Instant Payments
June 27, 2025  |  Real-Time Payments

Financial institutions are rapidly abandoning the notion of picking a single lane in the real-time payments highway, instead opting for a dual-track approach to meet evolving consumer...

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Services Companies Shrug Off Tariffs
Services Companies Shrug Off Tariffs
June 27, 2025  |  Economy

Consider the stress of middle-market companies like retailer Warby Parker, which sources a lot of its eyewear from China, one of America’s largest trading partners...

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Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
June 26, 2025  |  SMBs

Half of financial institutions reject micro-business loan applications due to unverifiable legitimacy. Among those with access to third-party data, confidence in credit decisions — and...

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Nearly 1 in 4 Consumers Now Use Both Amazon Prime and Walmart+ for Peak Perks
Nearly 1 in 4 Consumers Now Use Both Amazon Prime and Walmart+ for Peak Perks
June 26, 2025  |  Retail

A rising tide of retail subscriptions is empowering consumers to master their spending, with a growing cohort strategically leveraging memberships to both Amazon Prime and...

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Consumers Say Merchants Shifting Blame for Higher Prices to Tariffs
Consumers Say Merchants Shifting Blame for Higher Prices to Tariffs
June 26, 2025  |  Consumer Insights

Getting married this summer? Know someone who is? A wedding dress will set you back on average $2,100, according to The Knot. While that’s roughly...

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