PYMNTS Intelligence

Proactive Technology Helps Extended Households Turn Strain Into Stability

Proactive Technology Helps Extended Households Turn Strain Into Stability
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026  |  Consumer Finance

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete...

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More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  Artificial Intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025  |  Consumer Finance

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more...

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Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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Credit Limit Confusion Sends Consumer Spending Packing
Credit Limit Confusion Sends Consumer Spending Packing
December 30, 2025  |  Credit Cards

Credit limits have traditionally been treated as a mechanical feature of card programs: a numeric ceiling determined by algorithms, credit scores and internal risk thresholds....

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The Economic Warning Sign Hiding Behind White-Collar Layoffs
The Economic Warning Sign Hiding Behind White-Collar Layoffs
December 30, 2025  |  Economy

White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another...

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Manual Billing Costs Banks $98.5 Million Every Year
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025  |  Banking

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing...

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