PYMNTS Intelligence

Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured

Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
December 19, 2024  |  Economy

In the latest and final revision of how the economy fared in the third quarter — through the growth in gross domestic product — the...

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Supplier Integration: A Strategic Pillar for Working Capital Efficiency
Supplier Integration: A Strategic Pillar for Working Capital Efficiency
December 19, 2024  |  Accounts Payable

There are two sides to any commercial transaction. Within B2B, buyers and suppliers find one another and agree on terms, funds flow, and accounts payable...

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54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024  |  Loans

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction...

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12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
December 18, 2024  |  Money Mobility

Instant payments are rapidly becoming a preferred method for disbursements, revolutionizing how consumers, SMBs and enterprise senders manage their finances. And there is a consistent...

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November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
December 17, 2024  |  Consumer Finance

Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Get the Full Story...

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Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
December 17, 2024  |  Insurance

The insurance industry has faced challenges in implementing real-time payouts due to high costs and transparency issues, despite the potential benefits for insurers and customers,...

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The On-Demand Economy Drives Surge in Instant Payments
The On-Demand Economy Drives Surge in Instant Payments
December 17, 2024  |  Money Mobility

What do gig workers and gamers have in common? Both are driving a seismic shift in how businesses manage payments — and instant is the...

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Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL
December 16, 2024  |  BNPL

More than one-third of U.S. consumers are struggling with cash flow shortages, forcing them to make tough choices about how they pay for everyday necessities....

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Treasurers Stuck in Neutral as Commuter Transport Sector Speeds Ahead
Treasurers Stuck in Neutral as Commuter Transport Sector Speeds Ahead
December 16, 2024  |  Business

Companies have a lot to consider — the market, their employees, short-term implications, potential outcomes and more. In the mobility industry, the changing nature of...

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