PYMNTS Intelligence

Behind the Report: How Banks and FinTechs Can Capitalize on the New Money Mobility Opportunity

Behind the Report: How Banks and FinTechs Can Capitalize on the New Money Mobility Opportunity
Behind the Report: How Banks and FinTechs Can Capitalize on the New Money Mobility Opportunity
January 20, 2025  |  Money Mobility

The money mobility ecosystem PYMNTS detailed in its new background report “The Modern Money Mobility Ecosystem” has been the topic of several research projects over...

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88% of Firms Say They Benefit From Faster Payments
88% of Firms Say They Benefit From Faster Payments
January 17, 2025  |  Faster Payments

Late payments are a common issue for businesses, especially small- to medium-sized businesses (SMBs) struggling with cash flow. Get the Full Story Complete the form...

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60% of US Consumers Use P2P Apps to Pay Bills
60% of US Consumers Use P2P Apps to Pay Bills
January 16, 2025  |  Consumer Payments

Peer-to-peer (P2P) payment platforms have gained popularity, especially among young consumers who value quick and seamless transactions. Get the Full Story Complete the form to...

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Retailers Master Data Readiness to Deliver Amazon-Like Experiences
Retailers Master Data Readiness to Deliver Amazon-Like Experiences
January 15, 2025  |  eCommerce

The rules of retail are changing fast, and data is the ultimate playmaker. From anticipating customer preferences to optimizing supply chains, the ability to harness...

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91% of Mid-Sized Firms Plan to Expand AP Automation to Combat Fraud
91% of Mid-Sized Firms Plan to Expand AP Automation to Combat Fraud
January 15, 2025  |  Fraud Prevention

As cybercriminals target more businesses, accounts payable (AP) departments are more vulnerable to fraud. With more than 80% of U.S. companies affected by sophisticated digital...

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CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
January 14, 2025  |  BNPL

The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing...

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Credit Access Could Determine Small Business Success in 2025
Credit Access Could Determine Small Business Success in 2025
January 14, 2025  |  SMBs

Conditions are improving for small businesses, at least with the uncertainty of the election behind them and a generally positive mindset about fundamentals ahead of...

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Neobanks Navigate SMB Market Potential and Regulatory Risks
Neobanks Navigate SMB Market Potential and Regulatory Risks
January 13, 2025  |  SMBs

Neobanks have gained momentum with the promise of helping consumers shift their financial lives fully online — with digital onboarding, speedier account openings and competitive...

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The Big GenAI Time and Money Shift
The Big GenAI Time and Money Shift
January 13, 2025  |  artificial intelligence

The average consumer spends about 3 seconds when opening an app on their smartphone. Most open 10 different apps a day. Over the course of...

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