PYMNTS Study

New Data Shines Light on the $1.35T Race to Move Money Faster

New Data Shines Light on the $1.35T Race to Move Money Faster
New Data Shines Light on the $1.35T Race to Move Money Faster
April 29, 2026  |  Faster Payments

“The Power of Now: Moving Money at the Speed of Life,” a collaboration between PYMNTS Intelligence and Visa Direct, examines why payout speed has evolved...

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New Data Shows AI Anxiety Moving From the Front Office to the Front Lines
New Data Shows AI Anxiety Moving From the Front Office to the Front Lines
April 24, 2026  |  Consumer Insights

“The Resilience Deficit: Labor Workers in an Automated Economy,” the April 2026 edition of the “Wage to Wallet Index,” is a collaboration between PYMNTS Intelligence,...

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Instant Payments Grow but the Real Barrier Is Human
Instant Payments Grow but the Real Barrier Is Human
April 20, 2026  |  Disbursements

“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments, looks at a simple but increasingly important...

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71% of Billion-Dollar Firms Face Agent Identity Threats
71% of Billion-Dollar Firms Face Agent Identity Threats
April 17, 2026  |  Digital Identity

Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale...

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Top-of-Wallet Credit Choices Have Moved to Mobile
Top-of-Wallet Credit Choices Have Moved to Mobile
April 15, 2026  |  Credit Cards

“Winning Top of Wallet: How Credit Card Apps Shape Choice,” a collaboration between PYMNTS Intelligence and Elan Credit Card, examines how the credit card mobile app...

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How AI Is Rewriting Credit Decisioning in Real Time
How AI Is Rewriting Credit Decisioning in Real Time
April 13, 2026  |  Artificial Intelligence

For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now...

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New Study Finds AI Critical to Credit Union Member Retention
New Study Finds AI Critical to Credit Union Member Retention
April 13, 2026  |  Credit Unions

“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and...

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The $42 Billion Checkout Opportunity Hiding in Plain Sight
The $42 Billion Checkout Opportunity Hiding in Plain Sight
April 10, 2026  |  Retail

“Embedded Offers: The Billion-Dollar Opportunity Inside Recent Consumer Spending” is a collaboration between PYMNTS Intelligence and FIS. Based on a Census-balanced survey of 2,754 U.S. consumers...

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The Emerging Middle-Market Growth Story Has a Cash Flow Problem
The Emerging Middle-Market Growth Story Has a Cash Flow Problem
April 08, 2026  |  Business

“The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure” is a collaboration between PYMNTS Intelligence and i2c. This report examines a part...

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