PYMNTS Study

Working Capital Index Finds Central Europe and EMEA Ripe for Growth
Working Capital Index Finds Central Europe and EMEA Ripe for Growth
April 24, 2024  |  VISA

Working capital enables companies to avoid disturbances in operations in the short term and power growth in the long term. In the Central Europe, Middle...

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New Data: 93% of Card-Linked Offer Users Come Back for More
New Data: 93% of Card-Linked Offer Users Come Back for More
April 23, 2024  |  Loyalty & Rewards

Card-linked offers, which provide special savings or rewards attached to a merchant or product, are popular: Roughly 2 in 5 cardholders consistently use them. PYMNTS...

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Click-and-Mortar™ Shopping Expands by 49% In Brazil
Click-and-Mortar™ Shopping Expands by 49% In Brazil
April 19, 2024  |  VISA

Half of Brazilian consumers are adopting Click-and-Mortar™ shopping strategies, and the country trails only Saudi Arabia in the Click-and-Mortar™ transformation. The approach blends online and...

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High Costs Hobble Small Businesses’ Adoption of Instant Payments
High Costs Hobble Small Businesses’ Adoption of Instant Payments
April 18, 2024  |  Money Mobility

Nonrecurring or ad hoc payments remain a significant part of the monthly revenues of small to mid-sized businesses (SMBs). One way that SMBs streamline the...

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35% of US Consumers Would Welcome ‘Super App’ to Manage Finances
35% of US Consumers Would Welcome ‘Super App’ to Manage Finances
April 12, 2024  |  Mobile Applications

According to PYMNTS Intelligence, 95 million consumers would welcome a single mobile app to help manage their banking and shopping activities. This is one key...

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New Study Looks at Economic Factors That Define Women’s Health
New Study Looks at Economic Factors That Define Women’s Health
April 12, 2024  |  Healthcare

Talk of healthcare disparities has become more common. Consumers seek answers about factors contributing to these disparities and ways to overcome them. New research from...

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Half of Amazon Spring Sale Shoppers Bought Health and Beauty Products
Half of Amazon Spring Sale Shoppers Bought Health and Beauty Products
April 11, 2024  |  eCommerce

To further increase its already substantial share of the retail market, last month Amazon announced its first Big Spring Sale. The sale ran from March 20 to March...

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Consumers Make Minimum Credit Card Payments as Inflation Takes a Bite
Consumers Make Minimum Credit Card Payments as Inflation Takes a Bite
April 11, 2024  |  Credit Cards

In signs of continued pressure in the paycheck-to-paycheck economy, more consumers are making only the minimum payments on their credit cards. And the debt on...

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FI Execs Curb Their Enthusiasm for Open Banking
FI Execs Curb Their Enthusiasm for Open Banking
April 11, 2024  |  Security & Fraud

Open banking, the legal framework permitting secure data sharing amongst financial institutions (FIs) and third-party FinTechs to enhance the products and services they offer consumers,...

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