PYMNTS Study

Urban or Rural, the Paycheck-to-Paycheck Pinch Puts an Equal Squeeze on Consumers
Urban or Rural, the Paycheck-to-Paycheck Pinch Puts an Equal Squeeze on Consumers
April 08, 2022  |  Consumer Finance

Sixty-two percent of U.S. consumers lived paycheck to paycheck in February, according to “The New Reality Check,” a PYMNTS and LendingClub collaboration based on a...

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Delinquencies and DSO Dive When AR Payment Processes Are Automated
Delinquencies and DSO Dive When AR Payment Processes Are Automated
April 08, 2022  |  B2B Payments

Manual accounts receivable (AR) processes lead to inefficient payment acceptance and credit assessment, which ultimately results in a slower collection process.  Get the Full Story...

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Survey: Faster Payment Methods Will Soon Be the Norm as Consumers Rely on Smartphones
Survey: Faster Payment Methods Will Soon Be the Norm as Consumers Rely on Smartphones
April 08, 2022  |  Faster Payments

When it comes time to pay their bills, many consumers are turning to their smartphones, while a recent survey by PayNearMe found that 45% of...

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Consumers Weigh Price, Service, Convenience When Shopping for Subscriptions, Report Shows
Consumers Weigh Price, Service, Convenience When Shopping for Subscriptions, Report Shows
April 08, 2022  |  Subscriptions

If you have any question about Amazon’s retail market dominance, even when it’s matched up against the so-called Big Boys in the space, here’s a...

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Study Shows Highly Integrated Digital Financial Services Accounts Go Long Way with Consumers
Study Shows Highly Integrated Digital Financial Services Accounts Go Long Way with Consumers
April 08, 2022  |  Digital Banking

About half of consumers say their digital financial services accounts are “highly integrated,” meaning it’s relatively easy in most cases to transact, make payments and...

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Study: 58% of Durable Goods Buyers Used Financing or Lease-to-Own
Study: 58% of Durable Goods Buyers Used Financing or Lease-to-Own
April 08, 2022  |  Commerce

When it comes to buying durable goods, many consumers see just two options before them: going without things that could be necessities, or taking on...

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New Data Show CUs Need Much More Than Good Service to Retain Members
New Data Show CUs Need Much More Than Good Service to Retain Members
April 08, 2022  |  Credit Unions

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Today in Food Commerce: Amazon Expands ‘Just Walk Out’ Checkout; Spirits Brands Create RTD Cocktails
Today in Food Commerce: Amazon Expands ‘Just Walk Out’ Checkout; Spirits Brands Create RTD Cocktails
April 07, 2022  |  Commerce

Today in food commerce, Constellation Brands invests in creating ready-to-drink (RTD) premium cocktails, and DoorDash announces a white-label online grocery partnership. Plus, PYMNTS data reveal...

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Only One-Third of Businesses Are ‘Very Satisfied’ With Their Current Cybersecurity Defenses
Only One-Third of Businesses Are ‘Very Satisfied’ With Their Current Cybersecurity Defenses
April 07, 2022  |  Fraud Prevention

Only 32% of businesses are “very” or “extremely” satisfied with their current anti-fraud methods, according to “Risk And Resilience,” a PYMNTS and TreviPay collaboration based...

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