PYMNTS Study

The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
October 23, 2025  |  Cybersecurity

In an era where artificial intelligence-driven bots and digital agents are rewriting the rules of commerce, many companies still believe their identity verification systems are...

READ MORE >
Only 21% of Consumers Created a Budget Last Year
Only 21% of Consumers Created a Budget Last Year
October 23, 2025  |  Consumer Finance

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....

READ MORE >
Embedded Finance Crosses the Tipping Point
Embedded Finance Crosses the Tipping Point
October 21, 2025  |  Payments Innovation

Embedded finance is no longer a trend. It’s the next competitive frontier. Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile Wallets

Digital wallets have reached a turning point. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

READ MORE >
Visa DPS Finds Top Issuers Fight Fraud to Win Customers
Visa DPS Finds Top Issuers Fight Fraud to Win Customers
October 17, 2025  |  Security & Fraud

Fraud prevention has long been a defensive strategy for card issuers, but top-performing issuers are treating it as an offensive one. Get the Full Story...

READ MORE >
Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
October 17, 2025  |  Consumer Payments

“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces shaping consumer trust, confidence and conversion in...

READ MORE >
Gen Z Leads a 23% Surge in Mobile Wallet Use Across Generations
Gen Z Leads a 23% Surge in Mobile Wallet Use Across Generations
October 15, 2025  |  Mobile Wallets

Mobile wallets aren’t killing the credit card. They’re giving it new life. Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
Mobile Accounts for 59% of Long-Distance Travel Bookings
Mobile Accounts for 59% of Long-Distance Travel Bookings
October 14, 2025  |  Travel Payments

When it comes to travel, Generation Z consumers and baby boomers, two groups at opposite ends of the digital age spectrum, are behaving more alike...

READ MORE >
Why SMBs Now See Software as the Engine of Expansion
Why SMBs Now See Software as the Engine of Expansion
October 13, 2025  |  SMBs

For small- to medium-sized businesses (SMBs), embedded finance is no longer a fringe feature. It’s the price of admission. Get the Full Story Complete the...

READ MORE >