PYMNTS Study

Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady
Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady
September 18, 2026  |  Credit Cards

Credit card installment plans are turning the biggest promise of buy now, pay later (BNPL) into an advantage for the card industry. A PYMNTS Intelligence...

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90% Link Fraud Infrastructure to Faster Customer Onboarding
90% Link Fraud Infrastructure to Faster Customer Onboarding
September 17, 2026  |  Fraud Prevention

Fraud prevention is no longer a cost center, and for many firms, has become an investment with a measurable return. “Payment Protection: Why Firms Still...

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Half of Investment Platforms Need More Automation
Half of Investment Platforms Need More Automation
September 16, 2026  |  Real-Time Payments

Money can trade in seconds, yet investors may still wait days to receive it. That gap can make a fast digital platform feel surprisingly slow...

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47% of Shoppers Who Abandoned Their Carts Wanted a Digital Wallet Option
47% of Shoppers Who Abandoned Their Carts Wanted a Digital Wallet Option
September 16, 2026  |  Digital Payments

A shopper can make it through product search, comparison and cart building, then disappear at the payment screen. For merchants, that turns a nearly completed...

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AI Picks the Shortlist Before Retailers Get the Click
AI Picks the Shortlist Before Retailers Get the Click
September 16, 2026  |  Artificial Intelligence

Before a shopper ever reaches a retailer, an artificial intelligence assistant may have already narrowed the field to three options. Making that shortlist is becoming...

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AI Makes the Holiday Shopping List but Who Gets the Sale?
AI Makes the Holiday Shopping List but Who Gets the Sale?
September 15, 2026  |  Artificial Intelligence

AI can find the sweater, compare prices and read hundreds of reviews before a shopper finishes a cup of coffee. Getting that sweater through checkout...

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Where Credit Union Cards Can Win More Spending
Where Credit Union Cards Can Win More Spending
September 15, 2026  |  Credit Unions

Credit unions have a challenge that is more specific than simply getting members to use their cards more often. The July 2026 edition of “Credit...

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26% of Travelers Put Travel Costs on Card Installments
26% of Travelers Put Travel Costs on Card Installments
September 15, 2026  |  Travel Payments

For many consumers, planning a trip now includes deciding how to divide the bill as carefully as deciding where to go. The PYMNTS Intelligence report...

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Hourly Work Changes by the Shift but Payday Doesn’t
Hourly Work Changes by the Shift but Payday Doesn’t
September 15, 2026  |  Payroll

For millions of hourly and shift workers, flexibility is built into when they work but rarely into when they get paid. Labor Economy workers are...

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