PYMNTS Study

Labor Economy Sentiment Falls Even as Broader Consumer Confidence Rises

Labor Economy Sentiment Falls Even as Broader Consumer Confidence Rises
Labor Economy Sentiment Falls Even as Broader Consumer Confidence Rises
January 27, 2026  |  Economy

The job market’s surface calm is masking deeper instability, and for millions of hourly workers, that uncertainty is already reshaping how, and how much, they...

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Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
January 27, 2026  |  Credit Unions

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow...

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95% of Shoppers Research Influencer Picks Before Buying
95% of Shoppers Research Influencer Picks Before Buying
January 27, 2026  |  Social Commerce

Influencer marketing has become a routine part of shopping, but its real power lies less in persuasion and more in starting the process. Get the...

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AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
January 26, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in...

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Eight in 10 Small Businesses Want Credit and on Their Terms
Eight in 10 Small Businesses Want Credit and on Their Terms
January 23, 2026  |  SMBs

Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full...

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December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026  |  Consumer Insights

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Synthetic IDs and Agent Bots Force Banks to Rethink Verification
Synthetic IDs and Agent Bots Force Banks to Rethink Verification
January 21, 2026  |  Digital Identity

Growth in a digital world requires standout digital infrastructure and tooling. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Regulators Rewrite How Blockchain Gets Built
Regulators Rewrite How Blockchain Gets Built
January 19, 2026  |  Blockchain

For much of blockchain’s commercial life, regulation functioned as a question mark rather than a framework. Get the Full Story Complete the form to unlock...

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