PYMNTS Study

New Data Shows Why One Consumer Economy Has Become Three

New Data Shows Why One Consumer Economy Has Become Three
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026  |  Consumer Insights

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of...

READ MORE >
Study Finds AI Must Earn the Right to Move Money
Study Finds AI Must Earn the Right to Move Money
July 10, 2026  |  Artificial Intelligence

Enterprise artificial intelligence promises nearly as many different business outcomes as there are businesses themselves. It comes as little surprise, then, that the AI race...

READ MORE >
BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

READ MORE >
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

READ MORE >
42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million
July 08, 2026  |  Fraud Prevention

Payments used to be judged by whether they moved money quickly. Now they are judged by how well they make decisions before, during and after...

READ MORE >
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

READ MORE >
Workers Face Cash Gaps While Earned Wage Access Sits Unused
Workers Face Cash Gaps While Earned Wage Access Sits Unused
July 07, 2026  |  Consumer Finance

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial...

READ MORE >
36% of Small Businesses Turn to FinTechs for Cross-Border Payments
36% of Small Businesses Turn to FinTechs for Cross-Border Payments
July 03, 2026  |  Cross-border Payments

For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job....

READ MORE >