PYMNTS Study

Study Finds CFOs Find AI Can’t Clear Every Cash Flow Bottleneck
Study Finds CFOs Find AI Can’t Clear Every Cash Flow Bottleneck
October 01, 2026  |  B2B Payments

A shorter cash cycle should feel like a victory lap. For many CFOs, it now comes with a longer list of risks. PYMNTS Intelligence, in...

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Stronger GDP Raises the Stakes for Winning Consumer Dollars
Stronger GDP Raises the Stakes for Winning Consumer Dollars
September 30, 2026  |  Economy

Go figure. Inflation picked up in August. Real disposable income didn’t move much. Consumers responded by spending substantially more. The trends are more revealing about...

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A Half Point Can Reveal the Real Cost of a Debit Upgrade
A Half Point Can Reveal the Real Cost of a Debit Upgrade
September 30, 2026  |  Next-Gen Debit

A debit processor migration can look successful on a project plan and still create problems at the checkout counter. That’s one of the central findings...

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Government Payment Delays Cost Time, Not Just Money
Government Payment Delays Cost Time, Not Just Money
September 29, 2026  |  Disbursements

The cost of a delayed government payment does not end when the money finally arrives. Every status inquiry, phone call, payment trace and reissued check...

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Enterprises See Bigger AI Payoffs When It Becomes Daily Practice
Enterprises See Bigger AI Payoffs When It Becomes Daily Practice
September 29, 2026  |  Artificial Intelligence

Artificial intelligence has reached nearly every part of the large companies surveyed by PYMNTS Intelligence, but its place in the daily workflow varies from one...

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Working Capital Has Lost Its Strategic Edge
Working Capital Has Lost Its Strategic Edge
September 28, 2026  |  Working Capital

The early bird used to get a supplier discount. These days, it may still be waiting for the customer to pay. Across North America, more...

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CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
September 28, 2026  |  Checkout Conversion

Consumer packaged goods (CPG) brands have identified a checkout capability they want. The spending to build it has yet to follow. Fifty two percent of...

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Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
September 28, 2026  |  Retail

Amazon spent decades building a machine designed to make consumers come back constantly. Walmart has had one all along. It’s called grocery. Food and beverages...

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Digital Freelancers Find More Work and New Pressure on Pay
Digital Freelancers Find More Work and New Pressure on Pay
September 25, 2026  |  Consumer Insights

AI can produce a first draft. Someone still has to make the finished work worth paying for. The September 2026 edition of The Wage to...

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