PYMNTS Study

Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat

Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
February 12, 2026  |  SMBs

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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Nearly Two-Thirds of Credit Unions Turn to FinTechs to Upgrade Core Products
Nearly Two-Thirds of Credit Unions Turn to FinTechs to Upgrade Core Products
February 06, 2026  |  Credit Unions

Not long ago, FinTechs and credit unions often approached each other from opposite sides of the same market. Get the Full Story Complete the form...

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Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
February 05, 2026  |  Disbursements

Instant payments have moved from novelty to norm, reshaping how consumers expect to receive money across payroll, insurance, rewards and platform disbursements. Nearly three in...

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Gen Z Wants to Use Smartphones to Pay Their Doctors
Gen Z Wants to Use Smartphones to Pay Their Doctors
February 04, 2026  |  Healthcare

From virtual doctor visits to scheduling apps and health trackers, consumers are steadily integrating technology into how they manage healthcare. Get the Full Story Complete...

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For CFOs, Liquidity Now Matters More Than Forecast Precision
For CFOs, Liquidity Now Matters More Than Forecast Precision
February 03, 2026  |  CFO

The job of the chief financial officer typically shifts in step with the macro environment. Get the Full Story Complete the form to unlock this...

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Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions
Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions
January 29, 2026  |  Healthcare

Digital healthcare is expanding fast, but the people most eager for it are also the ones most likely to get stuck when it’s time to...

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Shoppers Trust Banks Over Retailers to Let AI Buy
Shoppers Trust Banks Over Retailers to Let AI Buy
January 28, 2026  |  Artificial Intelligence

Today’s digital-first shoppers are happy to let artificial intelligence lend an electronic hand as they shop online for everything from clothing to groceries. Get the...

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Credit Unions Face Onboarding Test as 70% of Small Businesses Prefer Digital Start
Credit Unions Face Onboarding Test as 70% of Small Businesses Prefer Digital Start
January 28, 2026  |  Digital Onboarding

Small businesses may say they value relationships, but when basic digital tasks still require a phone call or branch visit, loyalty starts to look temporary....

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