PYMNTS Study

Consumer Expectations for Economy Jump 4.1 Points as Personal Finance Optimism Lags

Consumer Expectations for Economy Jump 4.1 Points as Personal Finance Optimism Lags
Consumer Expectations for Economy Jump 4.1 Points as Personal Finance Optimism Lags
August 07, 2026  |  Economy

The economy is beginning to inspire confidence again, but Americans are not convinced that confidence will arrive in their own wallets anytime soon. Get the...

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63% of SMBs Turn to Cards for Payment Protection
63% of SMBs Turn to Cards for Payment Protection
August 06, 2026  |  SMBs

Small businesses don’t appear to need more payment options as much as they need better control over when money leaves the business. Get the Full...

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AI Finds the Deal, Shoppers Still Make the Call
AI Finds the Deal, Shoppers Still Make the Call
August 05, 2026  |  Retail

When it comes to retail shopping, consumers are largely using artificial intelligence as a shortcut through the growing complexity of eCommerce rather than as a...

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Payment Choice Now Defines The New American Shopper
Payment Choice Now Defines The New American Shopper
August 05, 2026  |  Consumer Insights

American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to...

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Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
August 05, 2026  |  Digital Payments

Payment friction rarely arrives as one clearly identifiable expense. That’s probably why most executives think about payment friction as an inconvenience and not a hidden-in-plain-sight...

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AP Automation Can’t Fix What It Can’t Connect
AP Automation Can’t Fix What It Can’t Connect
August 05, 2026  |  Accounts Payable

Accounts payable has no shortage of automation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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55% of Banks Are Building a Stronger Database for Payments
55% of Banks Are Building a Stronger Database for Payments
August 05, 2026  |  Commerce

Issuer processing is moving closer to the moment when payment data becomes a decision, giving financial institutions a clearer path to approve more legitimate purchases...

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Digital Wallets Reach More Than 1 in 10 In-Store Payments
Digital Wallets Reach More Than 1 in 10 In-Store Payments
August 04, 2026  |  Digital Payments

Digital wallets are no longer simply changing how consumers present a payment at checkout. They’re also beginning to change where the money comes from. Get the Full...

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