PYMNTS Study

Compliance Becomes the New Competitive Edge in Embedded Finance

Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

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Top Issuers See Flex Credentials as Strategy to Stop Churn
Top Issuers See Flex Credentials as Strategy to Stop Churn
November 13, 2025  |  Payments Innovation

Even the most successful card issuers cannot rest on their laurels. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Instant Payouts Turn One-Time Users Into Lifelong Loyalists
Instant Payouts Turn One-Time Users Into Lifelong Loyalists
November 12, 2025  |  Disbursements

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts...

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Gen Z Wallet Use Rises 23% as Older Shoppers Catch Up
Gen Z Wallet Use Rises 23% as Older Shoppers Catch Up
November 11, 2025  |  Mobile Wallets

The global shift toward mobile wallets is often described as a Generation Z movement. Get the Full Story Complete the form to unlock this article...

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Financial Scams Are the New Customer-Churn Crisis for Banks
Financial Scams Are the New Customer-Churn Crisis for Banks
November 10, 2025  |  Fraud Prevention

“Financial Scams and Consumer Trust,” a PYMNTS Intelligence report commissioned by Block, examines how the rise of digital scams is undermining the confidence powering everyday...

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58% of SMBs Turn to Embedded Finance for Cash Flow Management
58% of SMBs Turn to Embedded Finance for Cash Flow Management
November 10, 2025  |  SMBs

For years, embedded finance was shorthand for retail convenience. It included buy now, pay later buttons, one-click checkouts and rideshare wallets. Get the Full Story...

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Small Businesses Want Credit That Works Their Way
Small Businesses Want Credit That Works Their Way
November 04, 2025  |  SMBs

For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast....

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Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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More Than Half of Retailers Now Use AI to Catch Fraudsters
More Than Half of Retailers Now Use AI to Catch Fraudsters
October 29, 2025  |  Security & Fraud

The holiday season is the most lucrative and perilous time of the year for retailers. Get the Full Story Complete the form to unlock this...

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