The Clearing House

Instant Payments Offerings Deliver Big Impact for Small Banks

Instant Payments Offerings Deliver Big Impact for Small Banks
Instant Payments Offerings Deliver Big Impact for Small Banks
April 07, 2025  |  Real-Time Payments

Banks eyeing the demand for faster payments — from consumers and corporate clients alike — know they must offer real-time capabilities. Get the Full Story...

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Real-Time Payments Continue Momentum With New Partnerships and Wider Bank Coverage
Real-Time Payments Continue Momentum With New Partnerships and Wider Bank Coverage
April 01, 2025  |  Real-Time Payments

The real-time payments ecosystem is evolving fast — not with hype but with concrete infrastructure upgrades and strategic expansions. Get the Full Story Complete the...

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The Clearing House Claims Half of US Commercial ACH Volume
The Clearing House Claims Half of US Commercial ACH Volume
March 31, 2025  |  Digital Payments

The Clearing House says transactions on its electronic payments network (EPN) system continue to grow in value and volume. Get the Full Story Complete the...

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Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
March 25, 2025  |  Real-Time Payments

Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments...

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Bank of America Says Real-Time Payments Connect Businesses to Working Capital
Bank of America Says Real-Time Payments Connect Businesses to Working Capital
March 17, 2025  |  Payments Innovation

The Clearing House’s RTP network launched in 2017. The FedNow Service, the central bank’s foray into real-time payments, debuted in the summer 2023. And yet...

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Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
March 14, 2025  |  Banking

The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including...

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Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
March 11, 2025  |  Real-Time Payments

What if a business could move millions of dollars instantly — just like sending a text message? That’s exactly what’s happening as real-time payments expand....

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CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
February 25, 2025  |  Money Mobility

All companies strive for liquidity — the ability to turn assets into the cash needed to fund short-term liabilities. Liquidity is especially important to financial...

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