The Clearing House

CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets

CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
February 25, 2025  |  Money Mobility

All companies strive for liquidity — the ability to turn assets into the cash needed to fund short-term liabilities. Liquidity is especially important to financial...

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How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
February 21, 2025  |  Real-Time Payments

Real-time payments are changing the global financial landscape, creating a new standard for transaction speed, efficiency and convenience. Get the Full Story Complete the form to...

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Nearly a Third of Banks Lack a Faster Payments Plan — and Risk Losing Customers
Nearly a Third of Banks Lack a Faster Payments Plan — and Risk Losing Customers
February 11, 2025  |  Real-Time Payments

To quote The Bard, or more specifically, Hamlet: “The readiness is all.” Get the Full Story Complete the form to unlock this article and enjoy...

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BNY Makes $10M Instant Payment; Largest in US History
BNY Makes $10M Instant Payment; Largest in US History
February 10, 2025  |  Real-Time Payments

The Clearing House said it transmitted the largest instant payment in United States history. Get the Full Story Complete the form to unlock this article...

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Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

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The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
February 05, 2025  |  Real-Time Payments

What if sending money internationally was as fast and seamless as sending a text message? That future is already here. Financial ecosystems worldwide are shifting...

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RTP Network Hits 1 Billion Payments 18 Months After 500 Million Mark
RTP Network Hits 1 Billion Payments 18 Months After 500 Million Mark
February 03, 2025  |  Real-Time Payments

It took the RTP® network more than five years to surpass 500 million instant payments. Get the Full Story Complete the form to unlock this...

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Small Banks Report Business Model Uncertainty as Barrier to Real-Time Payments Adoption
Small Banks Report Business Model Uncertainty as Barrier to Real-Time Payments Adoption
January 29, 2025  |  Real-Time Payments

Instant payments have the potential to transform financial transactions, but gaps remain in adoption across financial institutions (FIs). Nearly all large FIs are connected to...

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