A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions...
Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the...
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...
Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and...
Fraud is no longer just a cost line item for banks and payment firms. It is increasingly a force that shapes how institutions invest, modernize...
Walmart’s online business is no longer defined by how far it trails Amazon, but by how quickly it is changing the structure of the retail...
Merchants are discovering that fraud prevention has become less about stopping bad actors at checkout and more about managing risk across the entire payment journey,...
B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...
The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building...