The Data Point

75% of Retailers See Embedded Finance as a Top Priority
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025  |  Retail

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance...

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48% of Goods Producers Turn to AI to Lift Output
48% of Goods Producers Turn to AI to Lift Output
December 18, 2025  |  artificial intelligence

Artificial intelligence is changing jobs faster than companies can reorganize them, and a new set of data shows that the impact is far more uneven...

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75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
December 15, 2025  |  CFO

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market...

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Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
Global Wallet Use Rises Nearly 30 Percent In-Store Since 2022
December 12, 2025  |  Mobile Wallets

An analysis of mobile wallet adoption across 11 major economies shows that the most consequential shift in digital payments is unfolding not in headline growth...

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61% of Gaming Winners Shift to Instant Payouts
61% of Gaming Winners Shift to Instant Payouts
December 11, 2025  |  Money Mobility

A new PYMNTS Intelligence report suggests that the most meaningful trend in instant payments is not how fast money moves but how recipient behavior is...

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FinTechs Lift Credit Union Partnerships by 19%
FinTechs Lift Credit Union Partnerships by 19%
December 10, 2025  |  Credit Unions

FinTechs’ surge toward credit unions offers a clearer view of how technology firms are reshaping their growth strategies as competition from large banks intensifies. Get...

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High-Income Households Lift Installment Adoption by 57%
High-Income Households Lift Installment Adoption by 57%
December 09, 2025  |  Consumer Insights

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...

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80% of Banks Acknowledge Billing Shortfalls
80% of Banks Acknowledge Billing Shortfalls
December 02, 2025  |  Banking

Banks have long treated account analysis as routine maintenance, yet new data shows it has become a decisive factor in revenue integrity and client trust....

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Only 36 Percent of Gig Platforms Make Payouts Instant
Only 36 Percent of Gig Platforms Make Payouts Instant
November 28, 2025  |  Money Mobility

Many companies have spent the past decade refining customer experiences, yet one component still moves slowly: how fast people can access their money. Get the...

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