The Data Point

Businesses Use Credit Card Tactics to Boost Pay by Bank

Businesses Use Credit Card Tactics to Boost Pay by Bank
Businesses Use Credit Card Tactics to Boost Pay by Bank
July 22, 2025  |  Payment Methods

A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing...

READ MORE >
Back-to-Office Mandates Spur 60% Jump in Weekend Grocery Shopping Habits
Back-to-Office Mandates Spur 60% Jump in Weekend Grocery Shopping Habits
July 21, 2025  |  Consumer Insights

The back-to-the-office movement is proving to be a powerful catalyst for significant shifts in consumer purchasing behavior, impacting everything from daily meal choices to long-term...

READ MORE >
Nearly Half of Self-Checkout Thieves Are Repeat Offenders
Nearly Half of Self-Checkout Thieves Are Repeat Offenders
July 18, 2025  |  self service retail

The promise of frictionless retail through self-checkout once faltered, but a new wave of smart, unattended solutions is now poised to redefine consumer commerce and...

READ MORE >
Almost All Cross-Border Shoppers Want to Pay With Local Currency
Almost All Cross-Border Shoppers Want to Pay With Local Currency
July 17, 2025  |  Cross Border Commerce

Global expansion for eCommerce merchants, while offering vast opportunity, remains a complex arena where payment failures and consumer preferences can quickly derail international sales, according...

READ MORE >
40% of Consumers Use Credit Cards to Pay for Travel Services
40% of Consumers Use Credit Cards to Pay for Travel Services
July 15, 2025  |  Payment Methods

A new analysis from PYMNTS reveals that consumer payment behavior is largely driven by entrenched habits and the nature of the purchase, with distinct patterns...

READ MORE >
82% of Enterprise CFOs Actively Use Gen AI
82% of Enterprise CFOs Actively Use Gen AI
July 10, 2025  |  artificial intelligence

Artificial intelligence (AI) is rapidly reshaping enterprise financial management, with more than four-fifths of chief financial officers either already leveraging or actively considering its adoption...

READ MORE >
Daily Budget App Adoption Stalls at 14%
Daily Budget App Adoption Stalls at 14%
July 09, 2025  |  financial apps

Amid persistent financial anxieties affecting most Americans, a new report highlights that advanced budgeting tools offer an antidote to widespread financial stress, yet remain underused....

READ MORE >
For 86% of Firms, Nearly a Third of Invoiced Sales Are Late
For 86% of Firms, Nearly a Third of Invoiced Sales Are Late
July 04, 2025  |  Accounts Receivable

Despite widespread digital transformation efforts across industries, a new report reveals that many businesses, particularly small- to medium-sized firms, continue to grapple with the costly...

READ MORE >
New Study Puts a Price Tag on How Consumers Value Convenience
New Study Puts a Price Tag on How Consumers Value Convenience
July 03, 2025  |  Consumer Insights

Amid persistent financial strain for many U.S. households, a new report highlights how convenience services, often seen as time-savers, have become a focal point for...

READ MORE >