The Data Point

Nearly 70% of Millennials Say Gen AI Helps Them Work Smarter, Not Harder
Nearly 70% of Millennials Say Gen AI Helps Them Work Smarter, Not Harder
October 20, 2025  |  artificial intelligence

The emerging divide over generative AI isn’t simply generational. It’s about how much people trust technology to make judgment calls once reserved for humans. Get...

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Culture, Not Tech, Drives B2B Payment Delays
Culture, Not Tech, Drives B2B Payment Delays
October 17, 2025  |  Payment Methods

Even as artificial intelligence reshapes corporate finance and payments move in real time, one of the oldest habits in business continues to delay billions in...

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Half of Financially Stable Firms Use Financing to Fuel Growth
Half of Financially Stable Firms Use Financing to Fuel Growth
October 09, 2025  |  Loans

When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business...

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63% of Americans Now Use Digital Wallets for Cross-Border Payments
63% of Americans Now Use Digital Wallets for Cross-Border Payments
October 08, 2025  |  Payment Methods

The digital divide that once separated who paid how across borders is narrowing fast. In the United States, digital wallets have become the great equalizer....

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65% of SMBs Are Ready to Switch Software for Embedded Finance
65% of SMBs Are Ready to Switch Software for Embedded Finance
September 26, 2025  |  SMBs

Small businesses have long depended on management software to keep the books balanced and payroll running. Get the Full Story Complete the form to unlock...

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90% of SMBs Say Embedded Finance Is Now Essential
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025  |  SMBs

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded...

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Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
September 17, 2025  |  Fraud Prevention

Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests...

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42% of Gen Z Trust Debit More Than Credit
42% of Gen Z Trust Debit More Than Credit
September 16, 2025  |  Consumer Payments

Generation Z may be the first cohort to grow up entirely in the digital economy, but the real surprise in their financial behavior isn’t what...

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Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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