The Data Point

42% of European Millennials Want an All-in-One App to Streamline Digital Activities
42% of European Millennials Want an All-in-One App to Streamline Digital Activities
October 10, 2023  |  Consumer Insights

From banking and shopping to managing personal tasks, apps and connected devices have become an integral part of our daily lives, with consumers all around...

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26% of Consumers Say Interest Rates Influence Credit Product Choices
26% of Consumers Say Interest Rates Influence Credit Product Choices
October 09, 2023  |  Consumer Insights

Consumers are increasingly focused on finding the best deal — a preference driven by loss aversion and a desire to maximize the benefits of their...

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60% of Cash-Strapped Consumers Still Splurge on Nonessentials
60% of Cash-Strapped Consumers Still Splurge on Nonessentials
October 06, 2023  |  Consumer Finance

In today’s consumer-driven society, it is not uncommon for individuals, even those living paycheck to paycheck and struggling to pay bills, to indulge in occasional...

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82% of Small Insurance Firms Forgo Instant Payments
82% of Small Insurance Firms Forgo Instant Payments
October 05, 2023  |  Real-Time Payments

The insurance industry is witnessing a surge in the adoption of real-time payments, with nearly 40% of all firms surveyed in a PYMNTS study planning...

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Restaurants Considering Biometric Payments May Want to Try Fingerprint Scans
Restaurants Considering Biometric Payments May Want to Try Fingerprint Scans
October 04, 2023  |  Biometrics

As biometric payments catch on across industries, restaurants looking to use these technologies to reduce friction in transactions may be best served by fingerprint scan...

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Loyal Subscribers Account for Nearly 80% of Subscription Merchant Revenue
Loyal Subscribers Account for Nearly 80% of Subscription Merchant Revenue
October 03, 2023  |  Subscriptions

In the highly competitive world of retail subscription commerce, winning over loyal customers is crucial for providers to secure a lion’s share of revenue. Get...

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41% of Employed Consumers Tackle Inflation by Doing Gig Work
41% of Employed Consumers Tackle Inflation by Doing Gig Work
October 02, 2023  |  Consumer Insights

The economic landscape has been marked by rising inflation, leading to concerns among employed consumers about their wages keeping up with the cost of living....

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More Men Than Women Have Been Denied Credit at Least Once in Past Year
More Men Than Women Have Been Denied Credit at Least Once in Past Year
September 29, 2023  |  Consumer Insights

In the United States where credit scores are a critical factor in determining whether you are approved or denied for a mortgage, auto loan or...

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Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
September 27, 2023  |  Consumer Insights

With an overwhelming number of apps competing for user attention, consumers are experiencing app overload. As a result, the appeal of a unified platform or...

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