Bank Regulations news and trends

OCC Releases Compliance Guide for New Community Bank Leverage Ratio Framework
Banking // July 30, 2026

The Office of the Comptroller of the Currency (OCC) has issued a revised compliance guide for the community bank leverage ratio (CBLR) framework. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Rent Payments Platform Flex Seeks Bank Charter
Banking // July 24, 2026

Flexible Finance aims to secure a Utah industrial bank charter to support its flexible rent payments solution Flex Rent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
Credit Unions // July 14, 2026

America’s Credit Unions has called on the Federal Reserve to withdraw its 2023 proposed Regulation II changes to debit interchange until legal challenges have been resolved. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Housing Bill’s Final Passage Confirms US CBDC Ban
CBDC // July 10, 2026

A four-year ban on a U.S. central bank digital currency (CBDC) is set to take effect if a housing bill becomes law Saturday (July 11), CoinDesk reported Friday (July 10). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories that can be used to build consumer credit and establish a national regulatory framework for earned wage access. Get the Full Story Complete the form […]

Banks Face a New ACH Fraud Test as Nacha Rules Take Effect

June 26, 2026
Fraud deadlines arguably don’t attract much attention outside compliance departments. This year’s changes to the Nacha Operating Rules reshape how banks are expected to identify suspicious ACH activity before losses...

OCC Says Banks Can Hold Crypto, but Should They?

March 10, 2025
Blockchain and banking have, since the former’s inception, operated almost entirely at odds. Cryptocurrencies, after all, were invented as a decentralized method to store value, designed to operate outside of...

Government Exit Packages and Defunding May Mute Financial Regulators

January 31, 2025
The shakeup on Capitol Hill — still ongoing, as the Trump administration settles in for its second round, as the new Congress has been seated — will extend to financial...

Quick Reads
Fed Moves to Give Mutual Banks More Flexibility to Raise Capital

July 31, 2026
The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, […]

OCC Releases Compliance Guide for New Community Bank Leverage Ratio Framework

July 30, 2026
The Office of the Comptroller of the Currency (OCC) has issued a revised compliance guide for the community bank leverage ratio (CBLR) framework. Get the Full Story Complete the form to unlock this...

Rent Payments Platform Flex Seeks Bank Charter

July 24, 2026
Flexible Finance aims to secure a Utah industrial bank charter to support its flexible rent payments solution Flex Rent. Get the Full Story Complete the form to unlock this article and enjoy...

Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule

July 14, 2026
America’s Credit Unions has called on the Federal Reserve to withdraw its 2023 proposed Regulation II changes to debit interchange until legal challenges have been resolved. Get the Full Story Complete the form to...