Bank Regulations/page/2 news and trends

Housing Bill’s Final Passage Confirms US CBDC Ban
CBDC // July 10, 2026

A four-year ban on a U.S. central bank digital currency (CBDC) is set to take effect if a housing bill becomes law Saturday (July 11), CoinDesk reported Friday (July 10). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Banks Gain New Fraud Tools as House Panel Advances Payments Bills
Legal & Regulation // June 30, 2026

The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories that can be used to build consumer credit and establish a national regulatory framework for...

Banks Face a New ACH Fraud Test as Nacha Rules Take Effect
Fraud Prevention // June 26, 2026

Fraud deadlines arguably don’t attract much attention outside compliance departments. This year’s changes to the Nacha Operating Rules reshape how banks are expected to identify suspicious ACH activity before losses accumulate. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

UK Regulators Unveil Blueprint for Asset Tokenization in Wholesale Markets
Blockchain // May 18, 2026

The Financial Conduct Authority (FCA) and the Bank of England on Monday (May 18) issued a joint framework to accelerate tokenization within the U.K.’s wholesale financial markets. The initiative seeks to provide the regulatory and technical certainty institutional firms require to transition digital asset technology...

Interviews & Exclusives
Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories that can be used to build consumer credit and establish a national regulatory framework for earned wage access. Get the Full Story Complete the form […]

Banks Face a New ACH Fraud Test as Nacha Rules Take Effect

June 26, 2026
Fraud deadlines arguably don’t attract much attention outside compliance departments. This year’s changes to the Nacha Operating Rules reshape how banks are expected to identify suspicious ACH activity before losses...

OCC Says Banks Can Hold Crypto, but Should They?

March 10, 2025
Blockchain and banking have, since the former’s inception, operated almost entirely at odds. Cryptocurrencies, after all, were invented as a decentralized method to store value, designed to operate outside of...

Government Exit Packages and Defunding May Mute Financial Regulators

January 31, 2025
The shakeup on Capitol Hill — still ongoing, as the Trump administration settles in for its second round, as the new Congress has been seated — will extend to financial...

Quick Reads
Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule

July 14, 2026
America’s Credit Unions has called on the Federal Reserve to withdraw its 2023 proposed Regulation II changes to debit interchange until legal challenges have been resolved. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Housing Bill’s Final Passage Confirms US CBDC Ban

July 10, 2026
A four-year ban on a U.S. central bank digital currency (CBDC) is set to take effect if a housing bill becomes law Saturday (July 11), CoinDesk reported Friday (July 10). Get...

UK Regulators Unveil Blueprint for Asset Tokenization in Wholesale Markets

May 18, 2026
The Financial Conduct Authority (FCA) and the Bank of England on Monday (May 18) issued a joint framework to accelerate tokenization within the U.K.’s wholesale financial markets. The initiative seeks...

FPC Urges Transparency as Fraud Disputes Rise

May 15, 2026
A clear and consistent dispute resolution process is essential to building trust and promoting the growth of instant payments, according to two contributors to a report released Friday (May 15)...